General Question about Fingerhut Statements & Reporting

[Anonymous]

Hello again, folks! I have a few questions for those who have Fingerhut, especially for those who had FreshStart and then graduated to the regular Fingerhut Advantage account. 

My background with FH:

I placed my FreshStart order & paid my down payment on 8/3. I paid this off in about two weeks - almost as soon as my account reflected that I had a balance to pay. 

I was then graduated to a Fingerhut Advantage credit account. I don't remember what day they actually graduated me, but the confirmation email confirming my new $300 CL (FreshStart was $180) arrived on 8/20. 

Then I placed an order using the traditional line of credit for about $150. As soon as the balance showed up in my account and the system would let me make a payment, I PIF this amount, as well. 

Here are my questions: 

1. How long does it usually take Fingerhut to create a statement if you're new to the company? I was really expecting something in the mail from them after being moved to Fingerhut Advantage, but it hasn't arrived yet. When I look online, it still says I don't have any statements. 
2. How long does it take them to report to the CBs? My FreshStart account was opened and closed in about 15 days but it still isn't showing on my reports. I assume they report the info on the same day each month or something and I just haven't made it that far yet?
3. How long did it take before you got your first CLI? I'm not looking to buy anything big from Fingerhut (expensive!!!), but I do want the CLI to pad my total credit and boost my utilization in my CRs. I just started rebuilding, so I have only a handful of TLs. Cap1 Secured ($300, first statement just printed, no info sent to CBs yet), Fingerhut Advantage ($300, no statement at all, nothing reported to CBs), First Progress Secured ($200, haven't even received the card yet and don't plan to use it at all - I'll just pay the $29 AF and keep it to show an open TL), and finally Self Lender ($545 over a one-year term). Fingerhut will be my oldest TL, and if I get a CLI before Cap1 gives me one, it'll be my largest line of credit, too. 

Thanks in advance for your help and answers! I'm so excited to see these TLs hit my CRs. (Yes, I'm prepared for the massive FICO drop for opening up four new accounts within a month... lol. They'll grow again with time.) 

[Brian_Earl_Spilner]

I don't remember the dates, but trust me, you'll get plenty of communication in regards to your account status. It became spam and junk mail easily.

You'll get credit increases regularly. I started at $500 and was over $3500 in less than a year. What I didn't like was they would raise my limit, but if I didn't use what was available, they would decrease it to what I did use. I didn't watch the bureaus at the time because my credit was so bad, so I don't know if my utilization was yo-going with it. Once I got my target and qs1, I kicked them to the curb.

[Anonymous]

Yeah, I'm afraid of the fluctuation. I'm aware they do the temp increases so I'm hoping I can find a sweet spot with the orders to keep them from decreasing the CL at all. I have zero intention of ever spending more than a couple hundred at a time with them for obvious reasons.

[Anonymous]

Oddly enough, I just came back from picking my daughter up from school, and lo and behold... my first statement. Since I had zero idea how the billing cycle would work, it closed at a $0 balance. Will FH still report the open account/CL to the CBs soon? I've tried looking to see how long it typically takes FH to start reporting once the account opens, but I keep finding mixed results. 

[Anonymous]

I know this is a late response, but I'm new on here lol. Anyway I opened my fingerhut advantage in July(200 cl), made my first purchase in August, pif with a few payments, statement cut 21 days after my first purchase, and in September recieved cli to $400.. Did you ever get the cli? If so how much?

[pamon]

Got the fresh start charged a couple things and laid it off. Got a 500 cl with them and after 2 statements a CLI to 700. Not much but it works. Ths fresh start traddlinw gets closed when the new revolving line opens with them.