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Generic Question seeking Branded Answers

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ozjulian
Contributor

Generic Question seeking Branded Answers

I havent been on here for a minute and need to catch up. 

 

I have a 5K purchase for airline tickets in the next month and looking at what is the best card out there to open in terms of points value and benefits?

 

I know the cards below would be the most suggested but I already have them.

 

Barclays Arrival

CSP

Chase Marriott

CITI Executive/ AAdvantage World Elite 

CITI Hilton Honors

 

Thank you always!

 

 

Message 1 of 23
22 REPLIES 22
Anonymous
Not applicable

Re: Generic Question seeking Branded Answers

$5k... you must be flying on the Concord.
Message 2 of 23
ozjulian
Contributor

Re: Generic Question seeking Branded Answers

I wish I was able to ride the concord.

 

Its actually for my family- 5/1K airfare=5K.

Message 3 of 23
Anonymous
Not applicable

Re: Generic Question seeking Branded Answers

You will have fun!
Message 4 of 23
mongstradamus
Super Contributor

Re: Generic Question seeking Branded Answers

My first question would be I assume you hit min spend on all those cards already to get bonuses? It all comes down to how much you value points from particular programs i personally would use csp because i like the flexbibility UR points bring but its really up to you which points you value the most out of those cards. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 23
ozjulian
Contributor

Re: Generic Question seeking Branded Answers

Yeah I've met the spend. I'm inclined in opening a new card/s since I can def me it's spend rather quickly. I have in excess of 120K UR points as of today.
Message 6 of 23
Josh2942
Established Contributor

Re: Generic Question seeking Branded Answers

Why not bank another 10k UR toward flights. Thats more than 150 dollars toward airfare and you get 20% off

Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 7 of 23
Closingracer99
Valued Contributor

Re: Generic Question seeking Branded Answers

App for the Freedom for the 10,000 Free UR points after spending $500?


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 8 of 23
ozjulian
Contributor

Re: Generic Question seeking Branded Answers

I thought if using the CSP to get extra 10K points that's most likely my last resort.

I have the chase freedom too.
In thinking of another hotel card or airline card- either Hyatt for its 2 free nights or united for explorer for the 50K Bonus it has right now. Thoughts?
Message 9 of 23
Closingracer99
Valued Contributor

Re: Generic Question seeking Branded Answers


@ozjulian wrote:
I thought if using the CSP to get extra 10K points that's most likely my last resort.

I have the chase freedom too.
In thinking of another hotel card or airline card- either Hyatt for its 2 free nights or united for explorer for the 50K Bonus it has right now. Thoughts?

The Hyatt card looks nice but Have you seen the IHG card? You get free nights annually which might be better long term if you stay at one of those hotels as well

 

Edit: Noticed in the fine print you also get free nights Annually as well.      The Hyatt is nice if you go there more but the IHG is a cheaper AF with free nights as well


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 10 of 23
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