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Getting a Delta Gold While a Current Amex Member

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Getting a Delta Gold While a Current Amex Member

I don't know if this is a repost but.

 

I wanted to know what are my chances of Getting a American Express Delta Gold Card?

 

I Already have all Applied Around April 2013

American Express Premier Gold

American Express Jetblue ($3900) CL

American Express Blue $1,000

 

Never missed a late payment, The bad news is my FICO (600) has taken a hit because all the inquries and i have High Utilization. Im paying down my credit card debt this month so it should push my Fico to 650 in Janaury

 

I Just wanted to know will applying for a new Amex Card will they give me a break since, im already a member for 7 Months?

 

Message 1 of 5
4 REPLIES 4
Swapmeet
Valued Contributor

Re: Getting a Delta Gold While a Current Amex Member

I doubt it. You have to get your CR in better shape before applying......boy, you must travel a lot....



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 2 of 5
Anonymous
Not applicable

Re: Getting a Delta Gold While a Current Amex Member

If your score has taken a hit because of inquiries, then I'm not sure I'd take another inquiry right now.

 

A score of 600 seems kind of low for most prime cards.

 

Also, if you travel a lot, and get a new CC with a low CL, then it might not be of much practical value.

 

Message 3 of 5
09Lexie
Moderator Emerita

Re: Getting a Delta Gold While a Current Amex Member

Unfortunately, with a score that low I would say chances are slim to none. Also, I would stay off Amex radar until my cr has recovered. 

Message 4 of 5
ibmrad7
Established Contributor

Re: Getting a Delta Gold While a Current Amex Member

You should wait a bit. To answer your other question, whether AMEX gives any consideration if you are already a member, answer is a big YES!!!!

Though 7 months worth of relationship is little short. They approved me for Platinum and Hilton Honors when my Utilization was hovering over 90%... so I guess it was only current standing relationship with them that really got me those cards.

Message 5 of 5
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