Hey everyone! It's me again!
So I am looking at getting another credit card. I am not getting it so that I have more credit available to me, I'm getting it so that lenders and FICO will see that I can manage multiple lines of credit responsibly!
My current credit card is 1y 5m along, 100% on time payments, at first it was kept at high utilz (car broke down and had to use the entire limit to get a new one). I have been making the necessary payments and I have kept it in the 10-20% utilz range for the last few months 
I am looking at applying for another credit card so that I can expand my "credit portfolio."
Now just basing this off of what I have read from other's reviews from when they applied and what others have suggested for credit scores and standings, I am thinking about applying for an AMEXBE card or a Visa Signature (I'm not sure if this is a charge card only or if you can convert a normal visa CC to this.) I have heard that the concierge is much better on a Visa Signature, and I have been planning some out of the country trips in the future and would be hoping to use this to my advantage.
Credit Score of 722(EQ) / 718 (TURisk)
Now that's what I want, here is what I need to know though:
What cards SHOULD I apply for?
What steps SHOULD I take after approval / denial?
(Upon approval ask for CLI increase @ 61 days / 6 months??)
(Upon denial calling recon??? Keep hounding until I get approved???)
I know that AMEX likes it if you have a history with them and I've heard something about wanting to get the "customer since" date. Does that mean that "customer since" date can be transfered to any other new cards you get, therefore making it seem like you have had these cards longer than you really have?
I have so many questions that I'd like to ask but these ones come up to the forefront for me.
@swpopham wrote:is that score from here or one of the FAKOs? I would say app for the chase freedom card.
+1
Chase freedom seems like a decent fit.
Or an AMEX charge card.
@Anonymous wrote:722 EQ from here, my last update here for TU was 653 (before the update to the newest one) the TURisk is from the TU site itself. I haven't looked into Chase too much.
I agree with the Freedom card. Good luck!
+1, I love my Freedom! I earned $127 in the first month! 
Do you want a card with rewards? Or low APR? Any other type of card wishes?
You clearly want a card with no foreign exchange fees given your travel plans. Unfortunately, no one else seemed to notice, and the Freedom does charge a ForEx fee.
I believe in getting cards that help your financial goals. While getting a solid prime card will certainly help your profile, there may be other cards that are within your reach and will help you better financially. If you could provide more info about your spending, and if you intend to carry a balance or not, perhaps we can get more specific recommendations for you.
You clearly want a card with no foreign exchange fees given your travel plans. Unfortunately, no one else seemed to notice, and the Freedom does charge a ForEx fee.
I believe in getting cards that help your financial goals. While getting a solid prime card will certainly help your profile, there may be other cards that are within your reach and will help you better financially. If you could provide more info about your spending, and if you intend to carry a balance or not, perhaps we can get more specific recommendations for you.
