@Bees18 wrote:
Hi,
ive been reading about applying for chase cards around the board and have come across some stories about people who have opened up other accounts at the same time as their first chase card and then chase closing the card after the new account appears.
Can you not get a chase card and another card at the same time? If you are 4/24 got a chase card and then another bank card would they close your chase when the other card reports? Or is that if your getting multiple new accounts? One person said even three months after the chase card they got another bank card and chase closed on them.
The scenario of Chase closing a CC after approval and issuance is "typically" in an app spree situation, multiple (more than 2) apps/approvals within a very short time. It may also be triggered if an individual goes on a "spree" within a short time after beginning with Chase. It is the rapid "credit seeking" behavior that concerns them and is at least statistically supported and increases their internal risk score for that person. Make no mistake, Chase is very risk averse, and will err on the side of closing your account. I say that not because I dislike Chase, in fact, I have Chase checking, savings, two CCs, and am about to open an individual brokerage account with them. I will also apply for a 3rd Chase CC once I am back below 5/24. I say this because anectdotally, this is what many on this forum have report and some have personally experienced.
In the situation you describe, I don't believe that risk is terribly high if at all. As usual though, YMMV.
