Getting in with Amex

[Anonymous]

Good Morning All,

So I have been trying to get in with Amex for several months and could never get a pre-qual on their site.  Probably had something to do with my last baddie which i paid off last month.  So I have been having to fly down to Fla more often due to Mom not doing well.  While on the flight the stewardess announced 30,000 bonus miles if you applies for the Gold Delta Amex card on the flight.  I thought....cant hurt.  Was suprised when I was approved!!  Guess the last baddie coming off made a difference.   

So here is my question.  I have read than once they have approved you for 1 card, its easier to get their other cards.  Is this true?  I would like to get at least one more card with them this year.  I have a few which give me the basic 2% on gas and dining.  I have 1 that gives me 3% on utilities.  The Delta gives me 1 year free before the $95 year AF kicks in.

Which one would you recommend and what time frame would you give it before going for 1 more card.  I would like to get a no AF Amex card and then cancel the Delta Gold. 

Thanks in  advance for your advice! 

[Priory_Man]

It's true in the sense that once your account is established they will usually just do a SP.
If your approval SL was $1k you just squeaked in so you can kind of gauge things from that
I would let the account you have age for 6 to 8 months before apping for anything else through them.
.

[xaximus]

Depending on what your approval is, I would go by that. What card are you looking into with Amex? Before applying for another, I'd hold onto this account for atleast 3-6 months before apping for another.

[Anonymous]

Thank you all.  That being said, I will not try for another Amex card for 6 months as I really dont need it at this time.  I would like to replace one of my others with another Amex at some point.  What is their data points on CLI time frame on new accounts??  I heard that they treat the customers well.    

Thanks!

[Anonymous]

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@Anonymous wrote:

Good Morning All,

So I have been trying to get in with Amex for several months and could never get a pre-qual on their site.  Probably had something to do with my last baddie which i paid off last month.  So I have been having to fly down to Fla more often due to Mom not doing well.  While on the flight the stewardess announced 30,000 bonus miles if you applies for the Gold Delta Amex card on the flight.  I thought....cant hurt.  Was suprised when I was approved!!  Guess the last baddie coming off made a difference.   

So here is my question.  I have read than once they have approved you for 1 card, its easier to get their other cards.  Is this true?  I would like to get at least one more card with them this year.  I have a few which give me the basic 2% on gas and dining.  I have 1 that gives me 3% on utilities.  The Delta gives me 1 year free before the $95 year AF kicks in.

Which one would you recommend and what time frame would you give it before going for 1 more card.  I would like to get a no AF Amex card and then cancel the Delta Gold. 

Thanks in  advance for your advice! 

---

DO NOT CLOSE THE DELTA GOLD.

IF YOU DO YOUR TIME AS AN AMEX CARHOLDER MAY PROVE TO BE SHORT.

Wait for the annual fee to post then ask to downgrade to Delta Blue.

Even if whatever the Amex policy of that time is means you only get prorated annual fee refund you will still be better off long term.

[Anonymous]

If you travel often and have a centurion lounge in your airport I would consider the Amex platinum. It earns better rewards than your delta card on flights (5X points) and I believe you could use the . Good SUB and if you can use the Uber credits for rides to airports or food delivery every month is a good value. Even before the Saks credit.

[Anonymous]

Amex is pretty hard to establish business relations with I have noticed. But credit card companies are fighting hard for business, and some approve people just so they do not go elsewhere.

[jdbkiang]

What credit limit were you given to start with? 

Also, closing the card before the annual fee posts is probably not a good idea. Credit card companies have learned to notice this kind of behavior and your chances of growing your relationship with them may be cut short. 

[Anonymous]

Hey y’all..
Thank you so much for the great advice! So I’m pretty clear now in NOT canceling the Gold until I have other options. I read today that once I have used the miles I cK request to go to the Delta Blue with no AF. I’m very excited to finally get to build a relationship with amex and really appreciate y’all making sure I don’t screw that on a ignorant mistake!
Thanks!!