Getting into Amex Family

[NextUp2bat]

Actually I must be one of the lucky ones. I had a AMEX Corporate charge card about 20 years ago and filed bankruptcy on about $4-5k balance with them. I applied for a Macy's AMEX about two years ago and they started me with a super low CL of $2k. I just requested a CLI and then boosted me to 4K about 2 months ago. Still not much. I'm just glad to be back in their good graces. I'm also receiving various credit card offers from them in the mail atleast every other week. 

[coldfusion]

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@NextUp2bat wrote:

Actually I must be one of the lucky ones. I had a AMEX Corporate charge card about 20 years ago and filed bankruptcy on about $4-5k balance with them. I applied for a Macy's AMEX about two years ago and they started me with a super low CL of $2k. I just requested a CLI and then boosted me to 4K about 2 months ago. Still not much. I'm just glad to be back in their good graces. I'm also receiving various credit card offers from them in the mail atleast every other week. 

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The Macy's AMEX is issued by Citibank's Retail Services division, not American Express; the card's only affiliation with American Express is that it uses the AMEX payment network.    The relationship is similar to that with for example the Wells Fargo Propel and the NFCU More Rewards cards.

[notmyrealname23]

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@Horseshoez wrote:

Well, maybe.  I filed for Chapter 13 in February of 2015 and burned AMEX for over $25,000; I tried AMEX a few months back and got an instant denial.

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My story is here, so that we don't TL;DR (that's "too long; didn't read") the thread.

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Long-time-listener-first-time-caller-rebuild...

[Anonymous]

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@NextUp2bat wrote:

 I had a AMEX Corporate charge card about 20 years ago and filed bankruptcy on about $4-5k balance with them. 

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Doesn't Amex (at least try to) recover the balance from the corporation in those cases?

[gdale6]

As OP has now been approved, this thread is closed to further comment.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-Did-It-I-m-Finally-apart-of-the-Amex-Family...