Go get your Citi CLI--easy!

[--cypher--]

I was feeling a little battered by a recent account being closed due to product termination, so I went over to Citi and hit the little button that requests an increase.

Five seconds later, I was approved for $1,200 more so I took the offer!

There is even a screen that says it's a soft pull.

I've had the account for less than a year but they obviously see something about me that they like. Give the button a shot, it seemed to work when I hit it.....

[Anonymous]

It feels good right?  I just got 1,200 myself on 7-22-09.  Unfortunately, this feature is available every 3 months through Citi (which is much better than every 6 months). 

Keep on playing nice, Citi will return the favor!

[pattycake]

Yep, I hit this when I can - my CL is now at $10.6K, started at $4K.  Citi's been good to me. 

[MarineVietVet]

I've had the account for less than a year but they obviously see something about me that they like.

I guess they don't like me very much. I've had a Citi card for 6 years and have never gotten an increase. When I try that button I get "the screen" that asks for info. That means a hard pull. No thanks. I don't need a CLI that badly.

7/09 (myfico)
TU-742
EQ-779

Time can heal all wounds and a low FICO.
"Hello my name is Sandy and I'm a recovering crediholic".

[haulingthescoreup]

Just so that everyone reading this knows:

When you click the luv button ("Request a CLI") on a Citi account, if a screen comes up that is a form, where you have to fill in personal info, income, etc., that is NOT a pre-approval, and you'll get a hard. Maybe you'll get the CLI, maybe not.

Whereas if you click the luv button and you get a message stating essentially, we love you, and here's all this extra money that we want to give you, don't you want it?? --that's a Citi pre-approval, soft only, and if you click and accept, you've got it.

* I've read about this message, but alas, I've never seen it *

[Anonymous]

---

@haulingthescoreup wrote:
Just so that everyone reading this knows:

When you click the luv button ("Request a CLI") on a Citi account, if a screen comes up that is a form, where you have to fill in personal info, income, etc., that is NOT a pre-approval, and you'll get a hard. Maybe you'll get the CLI, maybe not.

Whereas if you click the luv button and you get a message stating essentially, we love you, and here's all this extra money that we want to give you, don't you want it?? --that's a Citi pre-approval, soft only, and if you click and accept, you've got it.

* I've read about this message, but alas, I've never seen it *

---

You can see what happens in my March 2009 post:

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=153524#M153524

[Anonymous]

I did this today - got a $1250 increase.  Thanks!

[Karatz]

---

@haulingthescoreup wrote:
Just so that everyone reading this knows:

When you click the luv button ("Request a CLI") on a Citi account, if a screen comes up that is a form, where you have to fill in personal info, income, etc., that is NOT a pre-approval, and you'll get a hard. Maybe you'll get the CLI, maybe not.

Whereas if you click the luv button and you get a message stating essentially, we love you, and here's all this extra money that we want to give you, don't you want it?? --that's a Citi pre-approval, soft only, and if you click and accept, you've got it.

* I've read about this message, but alas, I've never seen it *

---

LOL. I have no idea how long that message was there. Probably like 2 years before I even clicked it, and it was cause of this forum that I did. 4500 CLI since then.

[MarineVietVet]

* I've read about this message, but alas, I've never seen it *
 

Well you're not alone. :-(

[Anonymous]

Everything should be that easy.