Go get your Citi CLI--easy!

[Anonymous]

Hearing about all these CLI's is making me anxious to know what type of CL Citi is going to approve me for when my secured card graduates.

[pattycake]

They seem to get pretty conservative with CLI's after you reach a certain CL.  I only get one every four or five months now.  I used to get them more frequently before I hit $10.6K.  

[Anonymous]

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@pattycake wrote:
They seem to get pretty conservative with CLI's after you reach a certain CL.  I only get one every four or five months now.  I used to get them more frequently before I hit $10.6K.  

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Crummy $10.6k....only 2-3 CLI's per year....dang darn CCC! 

Just joking.  Nice work!

[pattycake]

txjohn - I want to make out with your FICO scores.  That's where I aspire to be. 

[Anonymous]

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@pattycake wrote:
txjohn - I want to make out with your FICO scores.  That's where I aspire to be. 

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  Oh my, I'm blushing.....  

Message Edited by txjohn on 08-01-2009 08:38 AM

[pattycake]

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@Anonymous wrote:

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@pattycake wrote:
txjohn - I want to make out with your FICO scores.  That's where I aspire to be. 

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  Oh my, I'm blushing.....  

Message Edited by txjohn on 08-01-2009 08:38 AM

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I knew you'd like that!!!

[Anonymous]

Yea Citi!!  Have had my Citi Select since early March. Checked online just now to see that my payment scheduled for today had gone through and checked for any available CLI. It was there! Automatic $2000 CLI. From $4000 up to $6000.

Have to say that this was a BIG surprise to me. I have carried a large balance on this card as well as 2 others that I received at the same time. I BT'd my last 2 years of car payments onto these 3 cards. UT on Citi card was 60%...total CC UT about 30%.

FWIW...This "Luv" button appeared the same day that my 4th montly payment posted.

[Anonymous]

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@Anonymous wrote:

Yea Citi!!  Have had my Citi Select since early March. Checked online just now to see that my payment scheduled for today had gone through and checked for any available CLI. It was there! Automatic $2000 CLI. From $4000 up to $6000.

Have to say that this was a BIG surprise to me. I have carried a large balance on this card as well as 2 others that I received at the same time. I BT'd my last 2 years of car payments onto these 3 cards. UT on Citi card was 60%...total CC UT about 30%.

FWIW...This "Luv" button appeared the same day that my 4th montly payment posted.

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That's pretty nice. It took them six months to honor me with a bump. My activity was miniscule and I think Citi wants daring cardholders who use their CL's.

[Anonymous]

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@Anonymous wrote:

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That's pretty nice. It took them six months to honor me with a bump. My activity was miniscule and I think Citi wants daring cardholders who use their CL's.

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I have to agree with you. On the same screen where they informed me that I'd be receiving an e-mail confirming my new CL there was also a pitch to use my new, higher limits to transfer higher APR balances. 

Truthfully, with the balances I'm carrying right now I wasn't expecting any CLI for quite some time. Even though I am making aggressive monthly payments, I was secretly wondering if I'd made a mistake by carrying this car loan balance on my cards.