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Going to App Spree!! Help me make decisions

tag
Creditaddict
Legendary Contributor

Re: Going to App Spree!! Help me make decisions

Do a search for pre-qual. For Barclay... It was posted last week.
If you choose capital 1.... Do it LAST! I rather have citi though... I think the citi AA MasterCard world has a version that they will auto try to approve you for if not the full card like the Walmart discover... Lots of people get AA cards without $5k limits.
Message 41 of 60
Anonymous
Not applicable

Re: Going to App Spree!! Help me make decisions

You don't have to have $5000 for a world mastercard. I'm gettin a world version of my Citi DP tomorrow hopefully. Limit is $3500
Message 42 of 60
Jerryf08
New Contributor

Re: Going to App Spree!! Help me make decisions

Yea I saw on the Terms and Conditions that the minimum can be $2000. Even then though I don't think I would qualify for that.

The AA Amex minimum is $1000.

 

Barclay: all it said was that they recommend the world MC arrival. Didn't mention pre-qualify.

Chase Freedom: $5000, CSP: $12800 Chase Hyatt: $5000, Amazon Visa: $500, Amex BCE: $23200, Discover IT: $3600, Walmart Disc: $7500, BOA Cash $5000, Best Buy: $3500
Message 43 of 60
dodgerslv
Valued Contributor

Re: Going to App Spree!! Help me make decisions


@Jerryf08 wrote:

Yea I saw on the Terms and Conditions that the minimum can be $2000. Even then though I don't think I would qualify for that.

The AA Amex minimum is $1000.

 

Barclay: all it said was that they recommend the world MC arrival. Didn't mention pre-qualify.


Congrats on all the Approvals!! I would go with Citi since they usually base their approvals from EQ report even though they may also pull Ex.

gardening since 5/21/2016
Message 44 of 60
Creditaddict
Legendary Contributor

Re: Going to App Spree!! Help me make decisions

Yes, I say citi
Message 45 of 60
Jerryf08
New Contributor

Re: Going to App Spree!! Help me make decisions


@dodgerslv wrote:

@Jerryf08 wrote:

Yea I saw on the Terms and Conditions that the minimum can be $2000. Even then though I don't think I would qualify for that.

The AA Amex minimum is $1000.

 

Barclay: all it said was that they recommend the world MC arrival. Didn't mention pre-qualify.


Congrats on all the Approvals!! I would go with Citi since they usually base their approvals from EQ report even though they may also pull Ex.


Thanks!! Only problemt I'm seeing with the Citi Amex is that theres a $50 fee, and I doubt I'd be using the card that much since it only offers 1% back.

Chase Freedom: $5000, CSP: $12800 Chase Hyatt: $5000, Amazon Visa: $500, Amex BCE: $23200, Discover IT: $3600, Walmart Disc: $7500, BOA Cash $5000, Best Buy: $3500
Message 46 of 60
Creditaddict
Legendary Contributor

Re: Going to App Spree!! Help me make decisions


@Jerryf08 wrote:

@dodgerslv wrote:

@Jerryf08 wrote:

Yea I saw on the Terms and Conditions that the minimum can be $2000. Even then though I don't think I would qualify for that.

The AA Amex minimum is $1000.

 

Barclay: all it said was that they recommend the world MC arrival. Didn't mention pre-qualify.


Congrats on all the Approvals!! I would go with Citi since they usually base their approvals from EQ report even though they may also pull Ex.


Thanks!! Only problemt I'm seeing with the Citi Amex is that theres a $59 fee, and I doubt I'd be using the card that much since it only offers 1% back.


yeah the benefits are really free bag, priority check in, etc. if you are a heavier traveler.

 

what's left? who have you not applied for yet?

call up and see about a SP CLI with Discover??? Id skip letting them HP because they will then probably say no based on the new apps but they do SP CLI request every 3 months now...

Message 47 of 60
Jerryf08
New Contributor

Re: Going to App Spree!! Help me make decisions

I'll probably give them a call tomorrow along with my BBY/CPONE card. I could just do any citi card just for the extra card. The forward for students wasn't to bad to be honest. the 0% was only for 7 months though. I think I would qualify for the regular one to. There isn't much left that I think I would qualify for lol.

Chase Freedom: $5000, CSP: $12800 Chase Hyatt: $5000, Amazon Visa: $500, Amex BCE: $23200, Discover IT: $3600, Walmart Disc: $7500, BOA Cash $5000, Best Buy: $3500
Message 48 of 60
Creditaddict
Legendary Contributor

Re: Going to App Spree!! Help me make decisions


@Jerryf08 wrote:

I'll probably give them a call tomorrow along with my BBY/CPONE card. I could just do any citi card just for the extra card. The forward for students wasn't to bad to be honest. the 0% was only for 7 months though. I think I would qualify for the regular one to. There isn't much left that I think I would qualify for lol.


yeah don't apply for student in my opinion... but regular sure.

Message 49 of 60
Anonymous
Not applicable

Re: Going to App Spree!! Help me make decisions

I thought they did away with the regular forward and only offer the student version now. I'm not sure but I remember reading that.
Message 50 of 60
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