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Good Starter Cards?

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Schoolbuskid
Valued Contributor
‎05-31-2008 08:35 PM
‎05-31-2008 08:35 PM

Good Starter Cards?

Thinking about apping for another chase card, i was approved for 200 on their Free Cash Rewards Card. I was hoping that i can get a better credit line! I guess i should bring down my util a bit first!
 
Probably at about 68% right now! Ouch!


Message Edited by Schoolbuskid on 05-31-2008 08:36 PM
Rebuilding and Reducing Debt, is my game plan.
Message 1 of 15
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14 REPLIES 14
heirophant
Established Contributor
‎05-31-2008 08:39 PM
‎05-31-2008 08:39 PM

Re: Good Starter Cards?

I got a $300 card in December...no CLI yet...and I'm not requesting one.  I'll wait until they mail me an offer for another card or give me an auto CLI.  I'm not too happy with the interest rate anyway.  I can wait for a better offer.  All of my other banks have fallen in line...I figure they will too, eventually.
Scores: TU (FICO8): 781, EQ (FICO8): 798, EX (FICO8): 788

In my wallet: Chase Sapphire Preferred: 16,000 | Chase Slate Edge: 8,100 | Bilt World Elite Mastercard: 16,000 | Fidelity Rewards Visa Signature: 8,500 | PenFed Visa Gold: 12,500 | Penfed Pathfinder: 15,000 | Apple Card: 6,500 | Lowe's: 35,000 | Northern Skies FCU Platinum: 15,000 | Kohls: 3,000

Mortgage 11/20
Message 2 of 15
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haulingthescoreup
Moderator Emerita
‎05-31-2008 08:53 PM
‎05-31-2008 08:53 PM

Re: Good Starter Cards?

SBK, unless you want another low-limit card, I'd get that util down first, plus get some good history going on the current card. I think you'll get a lot better deal on the second card if you do. Smiley Wink
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 3 of 15
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Schoolbuskid
Valued Contributor
‎05-31-2008 08:57 PM
‎05-31-2008 08:57 PM

Re: Good Starter Cards?

Thanks Hauling, do you have experience with national city, and who are they! Are they lenient?
 
I guess im getting APP happy!
Rebuilding and Reducing Debt, is my game plan.
Message 4 of 15
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Schoolbuskid
Valued Contributor
‎05-31-2008 08:59 PM
‎05-31-2008 08:59 PM

Re: Good Starter Cards?

Nevermind they are not in available in my area! Thanks Anyway!
Rebuilding and Reducing Debt, is my game plan.
Message 5 of 15
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haulingthescoreup
Moderator Emerita
‎05-31-2008 09:00 PM
‎05-31-2008 09:00 PM

Re: Good Starter Cards?

Sounds like you are!

Seems like ducky has National City, and maybe concorduser as well, although I think that at one time or another, he's checked out nearly every card on the planet.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 6 of 15
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Schoolbuskid
Valued Contributor
‎05-31-2008 09:20 PM
‎05-31-2008 09:20 PM

Re: Good Starter Cards?


haulingthescoreup wrote:
Sounds like you are!

Seems like ducky has National City, and maybe concorduser as well, although I think that at one time or another, he's checked out nearly every card on the planet.
I was just on their site and notice in the top right corner it said "were sorry this card is not available in your area". I went to nationalcity.com i assume thats the correct website!
Rebuilding and Reducing Debt, is my game plan.
Message 7 of 15
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Anonymous
Not applicable
‎05-31-2008 09:36 PM
‎05-31-2008 09:36 PM

Re: Good Starter Cards?


Schoolbuskid wrote:

haulingthescoreup wrote:
Sounds like you are!

Seems like ducky has National City, and maybe concorduser as well, although I think that at one time or another, he's checked out nearly every card on the planet.
I was just on their site and notice in the top right corner it said "were sorry this card is not available in your area". I went to nationalcity.com i assume thats the correct website!

Concorduser has posted about this, and I believe he had the same message when checking online but was able to get a card from them anyway.
 
FWIW, I'm in NYC and get the same message on the National City website.
 
Message 8 of 15
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Anonymous
Not applicable
‎06-01-2008 06:05 AM
‎06-01-2008 06:05 AM

Re: Good Starter Cards?

IT IS AVAILIBLE U HAVE TO CALL AND APPLY OVET THE PHONE
Message 9 of 15
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Schoolbuskid
Valued Contributor
‎06-01-2008 02:41 PM
‎06-01-2008 02:41 PM

Re: Good Starter Cards?

Ok, thanks guys! For those who have a national city card how do you like it?
Rebuilding and Reducing Debt, is my game plan.
Message 10 of 15
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