Good enough for PSECU?

[LS2982]

I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections

5+ yr old Paid tax lien

11 INQ's (last app for credit 10/16)

Util will be 3% @ apptime

Does this sound like a winner or wait?

[Anonymous]

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@LS2982 wrote:

I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections

5+ yr old Paid tax lien

11 INQ's (last app for credit 10/16)

@Util will be 3% @ apptime

Does this sound like a winner or wait?

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u have always been a winner in my eyes

[LS2982]

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@Anonymous wrote:

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@LS2982 wrote:

I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections

5+ yr old Paid tax lien

11 INQ's (last app for credit 10/16)

@Util will be 3% @ apptime

Does this sound like a winner or wait?

---

u have always been a winner in my eyes

---

Umm.....whats that supposed to mean??

[Anonymous]

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@LS2982 wrote:

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@Anonymous wrote:

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@LS2982 wrote:

I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections

5+ yr old Paid tax lien

11 INQ's (last app for credit 10/16)

@Util will be 3% @ apptime

Does this sound like a winner or wait?

---

u have always been a winner in my eyes

---

Umm.....whats that supposed to mean??

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that ur doing a gr8 job

[Anonymous]

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@Anonymous wrote:

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that ur doing a gr8 job

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Did you know that in New York theres a law that says:

A fine of $25 can be levied for flirting.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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that ur doing a gr8 job

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Did you know that in New York theres a law that says:

A fine of $25 can be levied for flirting.

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slow down big boy,,, i not flirting....

[Anonymous]

All in good fun!

Anyway, back on topic.. 

I think you have a good chance, being so large I'm sure they have members with worse.

[tbc]

Talk about HiJACKING........giggle giggle giggle

Good luck on ur pursuit with PSECU

[visorboy1974]

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@LS2982 wrote:

I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections

5+ yr old Paid tax lien

11 INQ's (last app for credit 10/16)

@Util will be 3% @ apptime

Does this sound like a winner or wait?

---

11 INQs may be an issue.  how many are within the past 6 months?  

[CS800]

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@LS2982 wrote:

I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections

5+ yr old Paid tax lien

11 INQ's (last app for credit 10/16)

@Util will be 3% @ apptime

Does this sound like a winner or wait?

---

Make sure you dont have any derog even old ones. I have a 5 year old (going on 6) charge off and was denied by PSECU for a CC a while back.

The rest of my baddies are mostly 30 day lates 3-4 years ago. They declined becasue of this one charge off. And although I have heard from people on here that they got accepted for a card with collections, I even try to recon (PSECU has a recon team). They still said no.

I remember you have a tax lien. Not sure how old it is but I would wait for it to fall off. Thats my take.