Good scores short history where do i go from here?

[ficoboy25]

Chances of approval? and i am assuming i should wait a month or 2 for my score to pick up a bit more Also my revolving history is 4-5 months...

[HiLine]

---

@ficoboy25 wrote:

Chances of approval? and i am assuming i should wait a month or 2 for my score to pick up a bit more Also my revolving history is 4-5 months...

---

That's precisely why you should apply for the cards all at once; otherwise the resultant AAoA will be too low to apply for the next card right away.

As far as approval chances go, you probably have the best shot at the Amex since you already have a relationship with them, followed by the Chase, and then Citi and Barclays. Honestly, I think you should wait till your revolving history hits 6 months for the best chances. Even then Barclays and Citi will still be a crap shoot. At the current level of income and credit history, any rewards card with high bonuses will be a reach for you, IMO. You may be able to get a Chase since rumor has it that Chase tends to favor current Amex card holders

[09Lexie]

Just for clarification, are you here as a student? You mentioned you were an Army Vet from Israel; is that correct?

[ficoboy25]

Yeah but everyone is an army vet in israel 

[lhcole77]

Personally, I would wait until you have at least six months and also until your scores are 720 or higher.

Are you open to getting a student credit card?

[09Lexie]

The reason I asked is certain lenders require US citizenship/ naturalization.

enharu is the resident expert on this subject.

[lhcole77]

Good call, Lexie! =)