Good to have a card even if you do not use it or use it very rarely?

[Anonymous]

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@elim wrote:

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@Anonymous wrote:
Green marks mean nothing without hard history to back them up.

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   green marks are history

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Soft history. Charges (Activity), and payments are hard history. Without these, all those green marks are just a paper tiger.

[mrmoneypants]

A card with a credit union that you want to have good relations with maybe? IE NFCU

[Broke_Triathlete]

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@Anonymous wrote:

After doing a fair amount of research, I still have this queston. If i have a card that i do not plan to use much if at all, is it a bad idea to get/ have it? Or is having the open line of credit a good thing regardless?

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I'd say if you already have it and it doesn't have an annual fee, swipe a pack of gum every 6 months or something to keep it open. If you have to app for it, I wouldn't. That'll hurt your AAoA, add another inquiry, etc.