Goodbye Hyatt, Hello $90K

[Aim_High]

---

@NRB525 wrote:

Kudos for making your decision to close the Hyatt card. 

DW and I have been finding many nice Hyatt-linked properties such as the Destination Resorts. They usually have kitchens, which we preferred even before pandemic travel, and are in activities areas we are Destinationing. Hyatt has been growing their alliance portfolio nicely, so while it is true Hilton and Marriott have more properties, we think the Hyatts are very nice. 

Congrats on the $90k limit  

---

Thanks @NRB525! 

I agree Hyatts are often very nice and plan to continue to stay at them when the opportunity arises.  If I stayed at them often enough, the World of Hyatt card would be a definite keeper. I just had to consider the rewards cost of putting Hyatt stays on my CSR instead of Hyatt card and I didn't feel the difference justified the added card. 

[learningcredit54]

Ahhh yes, the master is back at it again. Congrats

Excellent strategies that one must jot down.

[Anonymous]

I knew you were but not this soon. Congratulations on your new limit.

[disdreamin]

Well clearly Chase likes you best, I'm complaining to mom.

Congratulations on that limit, and on simplifying your wallet.

[cashorcharge]

Nicely done @Aim_High 

[DJRobbieD]

@Aim_High I imagine your Chase Marriott card is not long for this world, either

[arifjk]

Nicely done. Seems a lot of planning and patience into this, but your strategy works well in the end. 

[Aim_High]

---

@learningcredit54 wrote:

Ahhh yes, the master is back at it again. Congrats

Excellent strategies that one must jot down.

 - - - - - - - - - - - - - - -

---

@Anonymous wrote:

I knew you were but not this soon. Congratulations on your new limit.

  - - - - - - - - - - - - - - -

---

@disdreamin wrote:

Well clearly Chase likes you best, I'm complaining to mom.

Congratulations on that limit, and on simplifying your wallet.

---

Thanks @learningcredit54, @Anonymous, @disdreamin!

Glad my strategies are worth noting, @learningcredit54.  Lenders have different policies and I also like to note data points about our other member's experiences.  It's part of how I've been able to more successfully navigate the card world in the past few years. 

Yes, I've been plotting this move for a long time, @Anonymous!  (*But not promising that I won't also ADD more cards before I downsize again ... lol) 

Chase does seem to like me, @disdreamin, so I feel fortunate.  My Chase relationship does go back 22 years, though, so it's deep.  Maybe that along with profile refinements have helped me along the way.  Don't give up on them!

[Aim_High]

---

@cashorcharge wrote:

Nicely done @Aim_High 

- - - - - - - - - - - - - - -

---

@DJRobbieD wrote:

@Aim_High I imagine your Chase Marriott card is not long for this world, either

- - - - - - - - - - - - - - -

---

@arifjk wrote:

Nicely done. Seems a lot of planning and patience into this, but your strategy works well in the end. 

---

---

---

Thanks very much @cashorcharge, @DJRobbieD, @arifjk!

You would be correct, @DJRobbieD.    While the Chase Marriott Bonvoy Boundless is a good card, I think my AMEX Brilliant is a better option and prefer to streamline. 

I've often advocated for more long-range strategic thinking about changes to our card lineups, @arifjk.  While it's easy to get caught up in the spur of the moment temptations, having some solid plans for different points into the future works best IMO.  I go back to the saying on My Fico that "Credit is a marathon, not a sprint."   Patience and timing are important attributes.

[Lou-natic]

@Aim_High 

You really live up to your username that's for sure! Your insights and knowledge (and data points!) are always appreciated as well.

I will never reach your level but your post inspire me to...aim high just the same.