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Got a World Mastercard upgrade without even trying

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DeeBee78
Valued Contributor

Got a World Mastercard upgrade without even trying

I know it's not a big deal, but i find it funny becuase so many people have trouble getting WMC and WEMC upgrades on their Capital One cards.  

 

Back on the 5th, I was able to finally PC my Capital One QS1 into a regular no-AF Quicksilver (http://ficoforums.myfico.com/t5/Credit-Cards/I-am-now-Annual-Fee-free/m-p/4443566). Today when I logged in, I can see this on my account: 

 

WMC.png

 

I didn't ask for a WMC upgrade, but there it is. 

 

And yet, I'm still pigeonholed into sub-prime cards by Capital One. The only thing that shows up for me on the prequal is a the secured MasterCard. Smiley LOL

 

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: Got a World Mastercard upgrade without even trying


@DeeBee78 wrote:

I know it's not a big deal, but i find it funny becuase so many people have trouble getting WMC and WEMC upgrades on their Capital One cards.  

 

Back on the 5th, I was able to finally PC my Capital One QS1 into a regular no-AF Quicksilver (http://ficoforums.myfico.com/t5/Credit-Cards/I-am-now-Annual-Fee-free/m-p/4443566). Today when I logged in, I can see this on my account: 

 

 

 

I didn't ask for a WMC upgrade, but there it is. 

 

And yet, I'm still pigeonholed into sub-prime cards by Capital One. The only thing that shows up for me on the prequal is a the secured MasterCard. Smiley LOL

 


@Anonymous's funny because I opened a Quicksilver Visa platinum with them last summer @ 3k SL, got a 3K CLI a few months ago bringing it to 6k, but I called and asked if it could be converted to a Visa Signature and they said I would have to apply for a new card to get a VS...

Message 2 of 17
Anonymous
Not applicable

Re: Got a World Mastercard upgrade without even trying

Congrats on your upgrade! You could always cold app for the card you want. Best of luck to you!
Message 3 of 17
Anonymous
Not applicable

Re: Got a World Mastercard upgrade without even trying

How long did you have your card before you PC'd?

Message 4 of 17
FinStar
Moderator Emeritus

Re: Got a World Mastercard upgrade without even trying


@DeeBee78 wrote:

I know it's not a big deal, but i find it funny becuase so many people have trouble getting WMC and WEMC upgrades on their Capital One cards.  

 

Back on the 5th, I was able to finally PC my Capital One QS1 into a regular no-AF Quicksilver (http://ficoforums.myfico.com/t5/Credit-Cards/I-am-now-Annual-Fee-free/m-p/4443566). Today when I logged in, I can see this on my account: 

 

WMC.png

 

I didn't ask for a WMC upgrade, but there it is. 

 

And yet, I'm still pigeonholed into sub-prime cards by Capital One. The only thing that shows up for me on the prequal is a the secured MasterCard. Smiley LOL

 


Capital One doesn't really have the WEMC (by request ) option for their QS or Venture cards.  IIRC, it was available by request a while back provided the account was eligible but the upgrade was mostly by invitation and it isn't particularly offered these days.

Message 5 of 17
Anonymous
Not applicable

Re: Got a World Mastercard upgrade without even trying


@Anonymous wrote:

@DeeBee78 wrote:

I know it's not a big deal, but i find it funny becuase so many people have trouble getting WMC and WEMC upgrades on their Capital One cards.  

 

Back on the 5th, I was able to finally PC my Capital One QS1 into a regular no-AF Quicksilver (http://ficoforums.myfico.com/t5/Credit-Cards/I-am-now-Annual-Fee-free/m-p/4443566). Today when I logged in, I can see this on my account: 

 

 

 

I didn't ask for a WMC upgrade, but there it is. 

 

And yet, I'm still pigeonholed into sub-prime cards by Capital One. The only thing that shows up for me on the prequal is a the secured MasterCard. Smiley LOL

 


@Anonymous's funny because I opened a Quicksilver Visa platinum with them last summer @ 3k SL, got a 3K CLI a few months ago bringing it to 6k, but I called and asked if it could be converted to a Visa Signature and they said I would have to apply for a new card to get a VS...


Is this an issue you can take up with the EO?

Message 6 of 17
DeeBee78
Valued Contributor

Re: Got a World Mastercard upgrade without even trying


@Anonymous wrote:

How long did you have your card before you PC'd?


This particular card was opened in August of 2014. 

Message 7 of 17
Anonymous
Not applicable

Re: Got a World Mastercard upgrade without even trying


@beautifulblaquepearl wrote:

@Anonymous wrote:

@Anonymous's funny because I opened a Quicksilver Visa platinum with them last summer @ 3k SL, got a 3K CLI a few months ago bringing it to 6k, but I called and asked if it could be converted to a Visa Signature and they said I would have to apply for a new card to get a VS...


Is this an issue you can take up with the EO?


Good question! I have no idea if their EO would be willing to do it... or actually if that would even be a good idea for utilization.

Don't "flexible spending" accounts not report any sort of credit limit? so they wouldn't help overall util %?

Message 8 of 17
EdMan63
Established Contributor

Re: Got a World Mastercard upgrade without even trying

No they still report the CL.


Message 9 of 17
Anonymous
Not applicable

Re: Got a World Mastercard upgrade without even trying

they report the limit still. it'll say limit of $X - flexible spending credit card
Message 10 of 17
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