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Got my first Blispay statement + CASH BACK!!

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Anonymous
Not applicable

Re: Got my first Blispay statement + CASH BACK!!


@Falere wrote:

@Anonymous wrote:

@Anonymous wrote:

awesome! thanks, looks like a real legit deal... I have a question about 0% thing... do you have to individually enroll each purchase into the 0% offer? Or are they automatically given 0%? I like PIF but I def see the value of being able to delay payment on some things... my only worry is that with all these purchases, how do you keep track of when payments are due?


You don't have to enroll them in special financing, it is done automatically. The individual charge must be greater than $199, and it qualifies. For instance, I paid my car insurance with it, $250, and it fell under promo financing lol..On the website itself there is a 'promo' section. They also include your current running promos etc in your monthly statement.

 

Here's what it looks like:

 

blispay2.png


I see the balance on one of your promos is less than the total.  I suppose that means you can manually apply payments to promos you want?


I believe it applies your payments to whichever promo is older. Once that is satisfied and paid off, it tackles the next one. 

Message 11 of 48
lokobo
Regular Contributor

Re: Got my first Blispay statement + CASH BACK!!

Has it reported to any of your credit reports yet??

Message 12 of 48
redpat
Senior Contributor

Re: Got my first Blispay statement + CASH BACK!!


@Anonymous wrote:

@Gmood1 wrote:

@Anonymous wrote:

Over a month ago I applied for the Blispay card because of the 2% back and 0% 6 month on purchases over $199 offer. I used the card pretty heavily and finally got my first statement...

 

blispay.jpg

 

@Anonymous wanted to show those who haven't seen it yet, but it's + credit at end of statement. I currently have 4 offers going @ 0% for 6 months...I hope they don't stop offering that as it definitely encourages me to use there card more often. 


Sweet!!! Very nice mine was only 15 cent. lol

Only because I have so many other cards in the rotation. Once some of the larger charges report. I'll see some real return from this card.

No fuss no muss with this one. I like the simplicity of the cash back!

I'm with you, I should have two 0% offers posting in the next day or so. The 0% for 6 months is the shiznit!!

 

You can actually generate more than the 2% cash back if you use this card along with a rewards checking account.

 

@ EXS, They keep up with it for you. You can schedule the payments 6 months out. So you don't forget to pay it off.


I'm more than satisfied with the features on the card and what it serves. 2% back on everything, no questions asked, no redemption necessarry, statement every month. I like that better than acumulating points or $$, it gets overlooked a lot more than if they just credit your every month. 

 

The 0% deal is sweet as hell, sometimes even better using this than my amazon card, as you can already see in one of my promos Smiley Tongue


Isn't amazon 5% and 0% for six months over $150?  So how is that better than amazon?

Personal Cards: Amex Delta Res | CSR | Citi AA Exec | Citi Strata Premier Business Cards: Ink+ | Amex BBP
Message 13 of 48
Anonymous
Not applicable

Re: Got my first Blispay statement + CASH BACK!!


@redpat wrote:

@Anonymous wrote:

@Gmood1 wrote:

@Anonymous wrote:

Over a month ago I applied for the Blispay card because of the 2% back and 0% 6 month on purchases over $199 offer. I used the card pretty heavily and finally got my first statement...

 

blispay.jpg

 

@Anonymous wanted to show those who haven't seen it yet, but it's + credit at end of statement. I currently have 4 offers going @ 0% for 6 months...I hope they don't stop offering that as it definitely encourages me to use there card more often. 


Sweet!!! Very nice mine was only 15 cent. lol

Only because I have so many other cards in the rotation. Once some of the larger charges report. I'll see some real return from this card.

No fuss no muss with this one. I like the simplicity of the cash back!

I'm with you, I should have two 0% offers posting in the next day or so. The 0% for 6 months is the shiznit!!

 

You can actually generate more than the 2% cash back if you use this card along with a rewards checking account.

 

@ EXS, They keep up with it for you. You can schedule the payments 6 months out. So you don't forget to pay it off.


I'm more than satisfied with the features on the card and what it serves. 2% back on everything, no questions asked, no redemption necessarry, statement every month. I like that better than acumulating points or $$, it gets overlooked a lot more than if they just credit your every month. 

 

The 0% deal is sweet as hell, sometimes even better using this than my amazon card, as you can already see in one of my promos Smiley Tongue


Isn't amazon 5% and 0% for six months over $150?  So how is that better than amazon?


It's either you take 5% or six months no interest, it's not both. Blispay gives me 2% back and the 6 months. Does that answer your question?

Message 14 of 48
UncleB
Credit Mentor

Re: Got my first Blispay statement + CASH BACK!!


@redpat wrote:

 

Isn't amazon 5% and 0% for six months over $150?  So how is that better than amazon?


I might be wrong, but I believe if you take advantage of Amazon's six month 0% promo (or any other promo) you lose the 5% cash back/discount... it's 'either/or'.  Smiley Frustrated

 

If this has changed somebody please let me know (if it's changed I'll be giving the Amazon card a look again... LOL)

 

 

Edit:  Turkey310 answered the question just as I was posting.  Smiley Happy

Message 15 of 48
Anonymous
Not applicable

Re: Got my first Blispay statement + CASH BACK!!


@UncleB wrote:

@redpat wrote:

 

Isn't amazon 5% and 0% for six months over $150?  So how is that better than amazon?


I might be wrong, but I believe if you take advantage of Amazon's six month 0% promo (or any other promo) you lose the 5% cash back/discount... it's 'either/or'.  Smiley Frustrated

 

If this has changed somebody please let me know (if it's changed I'll be giving the Amazon card a look again... LOL)


You're absolutely correct. It's either one or the other, not both. 

Message 16 of 48
redpat
Senior Contributor

Re: Got my first Blispay statement + CASH BACK!!


@Anonymous wrote:

@UncleB wrote:

@redpat wrote:

 

Isn't amazon 5% and 0% for six months over $150?  So how is that better than amazon?


I might be wrong, but I believe if you take advantage of Amazon's six month 0% promo (or any other promo) you lose the 5% cash back/discount... it's 'either/or'.  Smiley Frustrated

 

If this has changed somebody please let me know (if it's changed I'll be giving the Amazon card a look again... LOL)


You're absolutely correct. It's either one or the other, not both. 


Opps, my bad.

 

Personal Cards: Amex Delta Res | CSR | Citi AA Exec | Citi Strata Premier Business Cards: Ink+ | Amex BBP
Message 17 of 48
SunriseEarth
Moderator Emeritus

Re: Got my first Blispay statement + CASH BACK!!

Great information, OP!

 

I plan on apping for Blispay when I step out of the Garden next month.  It'd be a good replacement for CareCredit, so I intend on closing that account.



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
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Message 18 of 48
Anonymous
Not applicable

Re: Got my first Blispay statement + CASH BACK!!


@Gmood1 wrote:
It's simple my friend. Most of us here normally pay our CC bills in full monthly. Let's say you make a purchase of $2400 with your CCs. Normally within a month your transferring that money out of your account to the CC company or companies. That money isn't earning you money in your checking account anymore.

Enter the Blispay that's giving you 0% for 6 months. Your going to get $48 cash back if the card is 2% regardless.
Let's say you have a Checking rewards account earning 3%. For the time that $2400 sits in your account, you've earned another $36. If it is a recurring bill that you can charge every 6 months, in a year you've earned around $120 off that $2400 purchase.
In layman terms, the longer your funds sit in the rewards checking account.. the more you earn from it.

Please share who offers this type of checking account.

Message 19 of 48
Anonymous
Not applicable

Re: Got my first Blispay statement + CASH BACK!!

Outstanding!

Message 20 of 48
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