Figured I'd give some info
Had my Capital One Secured since Oct 2021 - paid $49 to get the $200 limit. Kept it at that. Used heavily when I initially got it, but moved to the SavorOne I have now. Use it once a week for a drink out of a vending machine. I have kept a small balance on it, right now it's $8.89, regularly - anywhere from $10 - $40, throughout having it.
Checked yesterday evening to see what the balance was (was going to pay it to zero or very close) and noticed I had a $49 credit applied. Thought I may have made a payment I forgot about (I usually don't forget as I use a spreadsheet with payments and dates made etc). Thought it odd but didn't delve deeper as it still showed Secured, no increase or change or whatever.
This morning looked again and saw that it's just showing as "Platinum" - no secured wording associated with it.
So YAY!! 
Scores range from 620-640 depending on what reports and the agency.
Congrats on being a Grad.
Congrats on being a grad ! Keep it going !
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 20k | Delta Gold Amex 38K | Discover IT 20K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 8k |
Congrats! See if you can upgrade it to a QS and get some cash back. Its a SP and who knows?
https://verified.capitalone.com/auth/signin?Product=Card&Action=ProductUpgrade
Happy Graduation!
Congrats on your progress with your credit!
Congrats on your progress with your credit!
Congrats!
Having a card graduate is an awesome feeling. I have a FNBO that was secured for a year and a half. I kinda gave up on it graduating and stopped using it much until December when I quit using it at all. Once a week I take a few minutes to sign into my accounts even if I haven't been using them just to be safe. When I signed into my FNBO account one day in March, it showed I had a $1,000 CLI. Then a few days later I got my deposit money back! I almost closed that thing a week before. Not sure what that says about heavy usage leading to quicker graduation.
