HELP Me Make a Master List :)

[Anonymous]

Help, post a lender's FICO bureau and FICO version you've noticed they used.

I.e. Discover-TU 08

[Anonymous]

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@Anonymous wrote:

Help, post a lender's FICO bureau and FICO version you've noticed they used.

I.e. Discover-TU 08

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In your example of Discover...for credit applications, they often use Equifax, not TU.  But their Free FICO is a TU-08.

So which one are you referring to?  Credit card applications or Free FICO score?

[Anonymous]

Applications only

[Anonymous]

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@Anonymous wrote:
Applications only

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There are plenty of resources out there (Google credit pulls database) that keep lists of which bureau creditors typically pull so I'd suggest you look there.  If you have a specific creditor in mind you can always ask here or use the search function but there really isn't any point in a 'master list' as often it varies by person to person and state to state.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
Applications only

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There are plenty of resources out there (Google credit pulls database) that keep lists of which bureau creditors typically pull so I'd suggest you look there.  If you have a specific creditor in mind you can always ask here or use the search function but there really isn't any point in a 'master list' as often it varies by person to person and state to state.

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not to mention some lenders pull only equifax for some profiles and equifax and experian for other profiles. too many variables.... eek!

[Anonymous]

The purpose is determining which fico version is used, credit pulls doesn't determine that

[Anonymous]

google credit board --> then credit pulls , and abrakadabra! 

[Anonymous]

Again, credit pulls does not give you versions, holy crap if you're not contributing pls don't post

[Anonymous]

damn buddy calm yourself. apparently you weren't entirely clear to many users. i have yet to see anyone on here PURPOSELY give wrong answers.

[longtime_lurker]

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@Anonymous wrote:
damn buddy calm yourself. apparently you weren't entirely clear to many users. i have yet to see anyone on here PURPOSELY give wrong answers.

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I believe the answer to OP's question is apple fruitfly banana. 

Proved you wrong!

Seriously though, most cc lenders use 08 or a variation of. Chase uses an inhouse bankcard score, as does Citi.