HOW LONG TO WAIT UNTIL ASKING FOR CHASE CLI?

[Luscher]

My second statement will be up at the end of the month. I have the chase freedom. What is the minimum time you recommend me waiting until asking for a CLI? I sent a secure message and they said there is no set time by Chase and that I could ask now.

[09Lexie]

I'd say 6 mos. they will want to see how you handle your cc's. keep in mind, it will be a HP

[FinStar]

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@Luscher wrote:

My second statement will be up at the end of the month. I have the chase freedom. What is the minimum time you recommend me waiting until asking for a CLI? I sent a secure message and they said there is no set time by Chase and that I could ask now.

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Unless you're in a hurry for a CLI, you could ask anytime.  Just know it will be an HP regardless if you do so now, or 6 months, etc.  If your CR profile has not changed much since you got the card, you may not get anything much higher (not guaranteed even if HP).  So, it's best to wait and see if within 6 months you receive an auto-CLI (depending on usage and other factors), which would save you the HP.

[xcallmeclayx]

I went ahead and took a HP after my 3rd statement cut and recieved a $4,000 CLI to bring my total up to $5,000. I use my card daily and pay it down to about 3-5% every friday. They love to see heavy usage and thats what I do. I will say though that alot changed on my reports since I was issued the card so my scores were up ALOT! Good luck!

[maiden_girl]

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@FinStar wrote:

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@Luscher wrote:

My second statement will be up at the end of the month. I have the chase freedom. What is the minimum time you recommend me waiting until asking for a CLI? I sent a secure message and they said there is no set time by Chase and that I could ask now.

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Unless you're in a hurry for a CLI, you could ask anytime.  Just know it will be an HP regardless if you do so now, or 6 months, etc.  If your CR profile has not changed much since you got the card, you may not get anything much higher (not guaranteed even if HP).  So, it's best to wait and see if within 6 months you receive an auto-CLI (depending on usage and other factors), which would save you the HP.

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+1.

I agree. I'd wait and improve your credit to get the maximum benefits from getting a HP.

[Luscher]

it has changed. but I am going to wait because my auto lease is up in april so I want to keep my profile under the radar until after that. still going for that amex 3x though