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HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?

Emeraldautomotive
New Contributor

HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?

I went on an app spree today and was approved for a lot of cards most of them ge capital here is my approval list

pay pal connect 

american eagle 

jc penny 

shop hq

tj maxx

brooks brothers

lord and Taylor 

belk

dillards

Toysrus

target

capital one

nordstrom

as well as about 7 with a 7-10 day message

Life is about decisions good ones and bad ones, we will prosper when we make more good ones than bad ones.
Message 1 of 117
116 REPLIES 116
09Lexie
Moderator Emerita

Re: HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?


@Emeraldautomotive wrote:

I went on an app spree today and was approved for a lot of cards most of them ge capital here is my approval list

pay pal connect 

american eagle 

jc penny 

shop hq

tj maxx

brooks brothers

lord and Taylor 

belk

dillards

Toysrus

target

capital one

nordstrom

as well as about 7 with a 7-10 day message


13 new tls and more pending?  

Message 2 of 117
Emeraldautomotive
New Contributor

Re: HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?

Yes 13. I will be gardening for the nex year to let these grow

Life is about decisions good ones and bad ones, we will prosper when we make more good ones than bad ones.
Message 3 of 117
mongstradamus
Super Contributor

Re: HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?


@09Lexie wrote:

@Emeraldautomotive wrote:

I went on an app spree today and was approved for a lot of cards most of them ge capital here is my approval list

pay pal connect 

american eagle 

jc penny 

shop hq

tj maxx

brooks brothers

lord and Taylor 

belk

dillards

Toysrus

target

capital one

nordstrom

as well as about 7 with a 7-10 day message


13 new tls and more pending?  


Your aaoa may take a tumble😉

 

Guess I should answer question I only have one, it's Walmart. Originally got it for free fico score



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 117
irrational
Frequent Contributor

Re: HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?

That's a lot of store cards...

 

I hope you've got a purpose/reason for all those, and that's going to leave a dent on your score.

 

In regards to your question, I only have 1 GE card, my Lowe's card... It's actually my least favorite, but with the 5% discount it's "ok"... I just rarely go to Lowe's.

Current Score: TU (discover) 720 - 6/29/14 | EQ (score watch) 777 - 7/19/14 - Last App 7/21/14

NPSL          |      $27,600         |      $15,000      |      $7,000      |     $2,800     |      $11,000    |      $13,530      |      $5,200
Message 5 of 117
Emeraldautomotive
New Contributor

Re: HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?

I expected that to happen. I am ok with it. I am looking for long term results not short term

Life is about decisions good ones and bad ones, we will prosper when we make more good ones than bad ones.
Message 6 of 117
lonelyisland
Frequent Contributor

Re: HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?

2 - Amazon (least fave card) and Banana Republic 

Start: MyFICO EQ 579 (Oct 2013)
Now: MyFICO EX 717 | EQ 697 | TU 727 | (DEC 2014)

AMEX Everyday $23.5K | Chase Marriott Premier $12K | Sportsman Guide Visa $10K | Discover IT $9K | Loft MC $7900 | J Crew $7150 | Chase Freedom $5.5K | Talbots $5100 | Barclays Sallie Mae $5K | Nordstroms $5K | Amazon $3700 | Banana Republic $3500 | Macys $2500 | Cap One QS1 $1800 | Cap One QS1 $1750 |
Message 7 of 117
LiberatedRN
Contributor

Re: HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?

Not any!!! Smiley Sad Even when they pre- approve me on pop-ups, they deny me and give me the 7-10 day message. I guess it's something about my credit history they don't like. Go figure??? I am in the rebuilding phase with one baddie to fall off any time now. Scores are average I guess.

Officially in the Garden: 2-7-15 till 2-7-16 EQ 711 TU 735 EX 709 (Goal Score 750) (current accounts and inquiries need to age)AmexBlueCashPreferred$6.5K /CDP$6.3K/CitiDblCash$1.5k/Discover$4K/AmexGRN / ChaseFreedom$3.5K /Chase Disney$2.5K/ShopHQ$3.8K/Ebates$3.5K/WilliamsSonoma$4.5K/ /Amazon$2.6K/ HSN$2.3K /Walmart$2.3K/JCrew$4.5K / QVC$2.8K/PayPalCredit$884/BOA(sec)$600/The Loft $1000/Target $500/JCPenney$400/VS$500Last App2-7-15
Message 8 of 117
09Lexie
Moderator Emerita

Re: HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?

As long as you are happy with the outcome, congratulations.  GE/Sunxhrony, like any bank can and will limit the exposure based on the total CL's.  The figure gonna around was $100k but I don't know if that figure is still accurate b

 

To answer your question regarding GE:

 

PPL MC $25,000

Wal/Discover $12,000

JCP (recently upgraded to MC) $4500

Chevron $2200

 

They all get very little use and the Chevron will probably be closed by the end of the year. 

Message 9 of 117
j_casteel
Valued Contributor

Re: HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?

Wally $5k
Amazon $5k
Lowes $15k
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 10 of 117
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