@ShiningDown wrote:When clicking the CLI request it says they may pull a copy of you credit report. When does this become a hard pull and what do they ask you. Ive had the card 7 months but I still have a 700.00 balance. Is this way to much to even try. I'm afraid capital one will do 3 pulls on me in the future when I finally get my card paid down.
If they are specifically saying "credit report" on the website there's avery good chance it's a HP. I would work on PIF that balance if your ok with the HP. To my knowledge, Cap1 CLI's are SP's but can be YMMV in certain situations.
