HSBC CLI??

[Creditaddict]

Do they always do hard pull for requested CLI or did this foreign call center not know anything

[lisac]

yes they always do.

[Creditaddict]

well just called the number on the back of the card instead of the backdoor number and CLI was available at a fee!! but don't think there was pull.

I really dislike them!

Cap1 however gave him $400 instantly. YAY!

[lisac]

oops, sorry confused myself.  typed before i thought.  they always want to charge me for the cli

[Anonymous]

Man I hope they don't do a hard pull.  I just called and got a $3500 CLI but can't afford the hard pull right now as I am wanting to get a home loan and need to increase my Fico score a bit more before I apply. 

[Creditaddict]

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@Anonymous wrote:
Man I hope they don't do a hard pull.  I just called and got a $3500 CLI but can't afford the hard pull right now as I am wanting to get a home loan and need to increase my Fico score a bit more before I apply. 

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OMG... I didn't know HSBC was capible of such things! YOU GO!

[Anonymous]

Funny thing is, last week when I requested online, I was denied!  LOL  I thought I would try a call on the phone to a real person and it worked!

[Anonymous]

I have a 'better than bottom feeder' HSBC card (not the Discover), and did not get a hard pull when I requested a CLI from 4.6k to 6k.  Again, miracles do happen.

[TangMeister]

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@Anonymous wrote:

I have a 'better than bottom feeder' HSBC card (not the Discover), and did not get a hard pull when I requested a CLI from 4.6k to 6k.  Again, miracles do happen.

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I've got one of their better cards, hit the Luv Button, got the 3 day message, and totally got a hard pull on EQ.  They did give me $1500, though, taking me from $7k to $8.5k.  The prior two Luv Button CLIs were soft pulls and an instant decision.  Happy for the $$$, not so happy for the hard to get it.  Oh well.  

[Anonymous]

I must have the "Scum Scraper" Card..... I called just to see what I could get and

First she pulled my credit report (with my permission of course)

THEN she told me it would cost $20 (I knew there would be a fee)

THEN she told me it was only a $200 increase.

You know the least they could do is send you a copy of the credit report they pulled for the $20!