HSBC Card

[voidman]

I just applied for a HSBC card that I was shown as preapproved for.

I was rejected. Is there a backdoor number for recon? It looks like they only want a written application.


Thanks,

[Anonymous]

Did they provide a reason for the rejection?

[voidman]

Yeah they did,

NUMBER OF INQUIRIES WITHIN LAST 6 MONTHS
NUMBER OF TRADES
TOO MANY RECENTLY OPENED BANK/NATIONAL REVOLVING ACCOUNTS

In the last six months I opened

Cap1 - Preapproval thing - my first unsecured card
Mervn store card (for 15% discount they give if you use the store card)
Wamu - Preapproval ( i dont know why I applied this)

So those are new accounts and possibly inquires related to that.

My utils are less than 10% and PIF every month.

[voidman]

I just checked my credit scores.

anyone had recon success with HSBC?

TU - 703, EQ 682, EX 697
old ( a month back)
TU - 668, EQ 664, EX 712

Thanks,

[Anonymous]

Wow, your scores are high. I would recon for sure.

What card were you trying to get?

[voidman]

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@Anonymous wrote:

Wow, your scores are high. I would recon for sure.

What card were you trying to get?

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Thanks

I was trying to get "HSBC MasterCard with Cash Back Rewards".

[Anonymous]

I would def recon.

Let us know how it goes!

[voidman]

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@Anonymous wrote:

I would def recon.

Let us know how it goes!

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Ofcource I will request them to recon, but I do not have the number to call for recon. All they ask is to write a written letter to do that.

I was wondering if there is any backdoor-recon number for HSBC.

[voidman]

Is it worth getting the card? I did some research (darn, I should have done before I applied) that HSBC is not so prime card lender. So i guess they can be very stingy in giving a good CL.

What do you guys think?

[Anonymous]

Well they started me out (last summer) with 750 dollars on the Cash or Fly MC that I have with them.  The card is now up to a limit of 2350 dollars.  I had 2 CLI's:  One for 600 dollars and the other for 1000 dollars. 

Message Edited by landocalrissian on 07-31-2008 08:21 AM