HSBC Closed My Account

[CS800]

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@Anonymous wrote:

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@Anonymous wrote:

u guys r getting better cards all the time,,, u dont need the i dont care about u companys

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I get what your saying Dale but sometimes it feels better to be the break-up-er not the break-up-ee!

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I hear ya

[RiseandShine7907]

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@Anonymous wrote:

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@Anonymous wrote:

u guys r getting better cards all the time,,, u dont need the i dont care about u companys

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I get what your saying Dale but sometimes it feels better to be the break-up-er not the break-up-ee!

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Exactly....But now I have to tell myself I was too good for that card anyway

[CS800]

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@RiseandShine7907 wrote:

Exactly....But now I have to tell myself I was too good for that card anyway

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YOu deserve batter

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

u guys r getting better cards all the time,,, u dont need the i dont care about u companys

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I get what your saying Dale but sometimes it feels better to be the break-up-er not the break-up-ee!

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i could not agree more,,, its always better to see on ur report u closed the account,,,, but i have been abused over the years till i found myfico,,, now i know better,,, iv been bad in the past,,, i know none of us just stand up 1 day and say we r not going to pay r bills,,,, it happens cause we cant pay them,,, and we learn from r mistakes,,, and we rebuild,, its a hard road and a long 1, and we have the fear of the credit god over r shoulder,, ,,... il never b late again,,, trust me!!!!    all we can do is the best we can,,,,, and read the forums,,,, amen

[LS2982]

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@Anonymous wrote:

I've heard many accounts that HSBC tends to AA cardholders with 90 days of inactivity. 

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This is probably why you received AA from HSBC OP.

[Anonymous]

Amen!

[jeffery581]

After reading this I think I will move my credit monitoring service monthly fee to another card and pay to zero balance. I doubt they ever raise the limit (never have )and I think I have outgrown it. March of this year mine will be one year old. I dont know if I should close it or not.

[LS2982]

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@jeffery581 wrote:

After reading this I think I will move my credit monitoring service monthly fee to another card and pay to zero balance. I doubt they ever raise the limit (never have )and I think I have outgrown it. March of this year mine will be one year old. I dont know if I should close it or not.

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Does it have an AF?? How much??

How old are your other cards?

[jeffery581]

SORRY I don't mean to hijack the thread.

RE: 

Does it have an AF?? How much??

How old are your other cards?

The AF is $59. Oldest revolving accounts are coming up over 2 years. Thanks for the input and help!

It is supposed to be a rewards card but a $5 gift cert. is all I have ever gotten with regular use.

I just dont want it to say closed by grantor. (But if thats ok then I will leave open and just use it once a month for a coke till the 2 year mark)

[LS2982]

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@jeffery581 wrote:

SORRY I don't mean to hijack the thread.

RE: 

Does it have an AF?? How much??

How old are your other cards?

The AF is $59. Oldest revolving accounts are coming up over 2 years. Thanks for the input and help!

It is supposed to be a rewards card but a $5 gift cert. is all I have ever gotten with regular use.

I just dont want it to say closed by grantor. (But if thats ok then I will leave open and just use it once a month for a coke till the 2 year mark)

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I would consider closing it. You have plenty of other credit. Do you know what your AAoA is?