HSBC Credit Card Question

[chartley3]

I was just approved by HSBC for a $300 CL. Here is my question, other then the $59 annual fee are there any hidden charges with their card?? I have a tribute Mastercard with a $450 CL but I also have a $150 Annual Fee and a $6.50 Participation Fee. The card turns a year old in Sept and I need to decide whether to dump it or not. I have an Airtran Airways card with a $1750 CL and I applied for a Juniper Future Trust card but its still pending app review. Any suggestions would be helpful.

[Bruiser]

no other hidden fee's

i have them as well

besides the annual fee it is fine, i might dump it further down the road

it's better than Tribute though

[Anonymous]

They will bump this to $500 in a few months if you are good.

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chartley3 wrote:

I was just approved by HSBC for a $300 CL. Here is my question, other then the $59 annual fee are there any hidden charges with their card?? I have a tribute Mastercard with a $450 CL but I also have a $150 Annual Fee and a $6.50 Participation Fee. The card turns a year old in Sept and I need to decide whether to dump it or not. I have an Airtran Airways card with a $1750 CL and I applied for a Juniper Future Trust card but its still pending app review. Any suggestions would be helpful.

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[chartley3]

I decided to call them and cancel the card before they issued the card. Im going to bug Tribute to drop the annual fee and the participation fee. I did some more research and found out HSBC is horrible at getting timely updates to the CRA and thats one thing Tribute is very good at.

[Bruiser]

it took tribute 4 months to show up on my credit reports -

they have free online bill pay though +

but their customer service is usually in india -

although their credit limits aren't too bad +

but their website is buggy at times when logging on -

Message Edited by Bruiser on 07-22-2007 08:12 PM

[Anonymous]

Yup..Tribute not reporting my account either...