HSBC Offer:

[Anonymous]

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cheddar wrote:

$4,176????

Are they related to the Sears/Citi people who gave HTSU her $1,212 CL?

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LOL I got the spam for the exact same amount!  Very odd!

[Anonymous]

I thought BENEFICIAL  and HFC were legal loan sharks.   I keep getting loan offers from CAP 1 but at a decent int. rate.  Don't need loan though.

[Anonymous]

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@Anonymous wrote:

I thought BENEFICIAL and HFC were legal loan sharks. I keep getting loan offers from CAP 1 but at a decent int. rate. Don't need loan though.

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IMO they are annie. I had a beneficial loan a LONG time ago and it turned into a nightmare for me.

[Anonymous]

Hey Syl can you tell me what made it a nightmare -  I just got one against my better judgement.

[Anonymous]

Purple Haze, this was when we were poor, in college, a new baby, and working for minimum wage. Way before you were born, no insult intended.

As memory serves me correctly, DH had to borrow $400 to make ends meet. Made payments on time for about 6 months and skipped a payment. They came at us with a vengence...even sent people to our apartment looking for money.

The $400 quickly escalated to $600, then $800. It capped around $1,000. By then I was out of school, spouse had a decent job, and we entered into an agreement of 3 equal payments, after the account was frozen.

Never again.

[Anonymous]

you can pay and pay and pay......................and pay some more.  If you miss one they might send someone (like Tony Saprano) to your house. LOL

My sister had one with them.  Back off--there must be another way.

Message Edited by casinoannie97 on 03-28-2008 02:49 PM

[Anonymous]

annie, that's exactly what they did. It scared me to death. brrrrrrrrr

[Anonymous]

you're supposed to ask this forum before you do stuff not after.  Well i hope you pay it off asap.  what's the interest rate.  Did you sign more than 20 forms?  They might take your first born.

Hendrix would never have done this.  LOL

Message Edited by casinoannie97 on 03-28-2008 02:56 PM

[Anonymous]

I posted a short history higher up in the thread. It was a LONG time ago. And yes about 20 pages of forms. uggghhhh. never again

[Anonymous]

If you weren't looking for a loan before you got this offer in email, why would you think about taking out a loan now?

Even if it wasn't some skeevy CFL that is going to be the financial equivalent of a self-inflicted enema.