Over the past 12-15 months, I've lost count of the number of those that I've shredded. I get them from HSBC/Beneficial and ALSO
from CitiFinancial. I have CCs with HSBC and with Citi, and I assume there is a connection.
They range in amounts from $4,500 (never a nice, round number, though) to slightly over $10,000. I always shred them because I know
the kind of interest rates they carry.
I'm quite sure they are legitimate, but I don't want to pay usurious interest rates.
