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So I just applied for a HSBC credit card (thought I was doing a soft pull, didn't read the fine print, I shouldn't be on here before I've had any coffee) and was denied citing an EQ score of 562. My myFICO EQ score is 639 as of june 2nd. Why so different? Should I recon?
It is most likely one of the FAKO enhanced scores and not a true FICO, what were the score ranges that they gave you?
Yes I'm intrested in hearing about the outcome of this one please share!!