HSBC

[CreditDrama85]

does anyone know how many hsbc cards you can have? has anyone ever sucessfully done a PC? i have a regular platinum mastercard and see they have a card that gives 2% cash back

[Anonymous]

I tried doing a PC on an HSBC Orchard Platinum card with an AF.  They said it was a no-go.

I hope you have better luck with other HSBC products - best wishes!

[Anonymous]

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@CreditDrama85 wrote:
does anyone know how many hsbc cards you can have? has anyone ever sucessfully done a PC? i have a regular platinum mastercard and see they have a card that gives 2% cash back

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+1

I also tried a PC and they told me that any PC or upgrade has to come from an offer from them.

CB

[CreditDrama85]

thanks for the info

[Anonymous]

Ditto from me also.  I've tried the PC route many, many times.  Always told it's not even possible from the CSRs.

[chnceit]

Most of the credit boards say you cannot get more than 2 cards directly from HSBC/Orchard/Household or any combination but you can possibly get a counter offer from Discover for the Direct Rewards Discover Network card thats thru HSBC to have more than 2 or a mail offer while having 2 cards.

[Anonymous]

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@chnceit wrote:

Most of the credit boards say you cannot get more than 2 cards directly from HSBC/Orchard/Household or any combination but you can possibly get a counter offer from Discover for the Direct Rewards Discover Network card thats thru HSBC to have more than 2 or a mail offer while having 2 cards.

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I had an Orchard $300, Household $400, and HSBC Best Buy $400 that I combined to a single Household card.  Since BB was a rewards card with an AF, they wouldn't add that credit line to the combined account.  I ended up closing the BB, combining Orchard and Household to a single Household, and they raised the combined limit from $700 to $1k after I complained about them trying to charge me an AF.  Has since gone up to $2k (with a hard inquiry that I didn't consent to).

CBRs now show two closed HSBC accounts (BB and Orchard), and the Household card remaining with the new limit.

I'm sure that makes it clear as mud...

[chnceit]

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@Anonymous wrote:

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@chnceit wrote:

Most of the credit boards say you cannot get more than 2 cards directly from HSBC/Orchard/Household or any combination but you can possibly get a counter offer from Discover for the Direct Rewards Discover Network card thats thru HSBC to have more than 2 or a mail offer while having 2 cards.

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I had an Orchard $300, Household $400, and HSBC Best Buy $400 that I combined to a single Household card.  Since BB was a rewards card with an AF, they wouldn't add that credit line to the combined account.  I ended up closing the BB, combining Orchard and Household to a single Household, and they raised the combined limit from $700 to $1k after I complained about them trying to charge me an AF.  Has since gone up to $2k (with a hard inquiry that I didn't consent to).

CBRs now show two closed HSBC accounts (BB and Orchard), and the Household card remaining with the new limit.

I'm sure that makes it clear as mud...

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I see what your saying. You didnt get the BB Reward card directly from HSBC it was thru Best Buy it some times lets you slide by because its from a retailer or like the Direct Rewards Discover card is a counter offer thru Discover.

 I had a Orchard Bank card then got a HSBC Weekender and applied for a Discover and got counter offered the Direct Rewards card then I had 3 cards but cancelled the Orchard because of the AF and they didnt want to combine the limits. But in actuality HSBC is a strange company with weird lending guidelines