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Anonymous
Not applicable

HSBC

I finally went on the pre-approval site.  And lo and behold

they approved me for a secured card with a/f.  EXCUSE ME?

 

I have had card with them since '03, no fees.

 

It's my personal opinion but I wouldn't want another

HSBC product. 

 

EX  782   EQ  802

Message 1 of 12
11 REPLIES 11
smc733
Valued Contributor

Re: HSBC

If you used the HSBC prequalifier (not Household or Orchard), and you don't bank with them, that is the only result that will come up.

 

Either way, I think the prequals are broken for people with outstanding credit (Orchard wants me to get a secured M/C too).

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 2 of 12
Anonymous
Not applicable

Re: HSBC

Don´t waste your time with HSBC, their one of the worst bank, I had a very bad experience with them.

Message 3 of 12
Anonymous
Not applicable

Re: HSBC

I used the same link last month and was pre-qualed, and then approved, for an HSBC Visa Platinum with Rewards, no annual fee, 0% on purchases and transfers for 12 months, and then 9% or something thereafter, with a limit of $9,500.

 

So, as anything in the credit world: YMMV. HSBC has been good to me, personally.

Message 4 of 12
smc733
Valued Contributor

Re: HSBC

For their banking customers, HSBC offers some great products, outside of that, the only decent cards they issue are:

 

Best Buy Store Card (Plan A)

Neiman Marcus Store Card (May be switched from HSBC from what I've come to understand)

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 5 of 12
Anonymous
Not applicable

Re: HSBC

They Suck, bump...Smiley Wink

Message 6 of 12
Anonymous
Not applicable

Re: HSBC

+1

 

Ray

Message 7 of 12
Anonymous
Not applicable

Re: HSBC


@Anonymous wrote:

They Suck, bump...Smiley Wink


This post is a seroius waste of everyones time.    Unless you are willing to tell us why you think this, I suggest you keep it to yourself.,

Message 8 of 12
Anonymous
Not applicable

Re: HSBC


@Anonymous wrote:

@Anonymous wrote:

They Suck, bump...Smiley Wink


This post is a seroius waste of everyones time.    Unless you are willing to tell us why you think this, I suggest you keep it to yourself.,


HSBC USA:

 

High fees on just about everything.

Low CLs.

A freeze on CLIs for the longest time.

Low interest rates on deposit products.

They blacklist.

 

HSBC Hong Kong:

 

They definitely do NOT suck.

Message 9 of 12
Cotton_Britches
Frequent Contributor

Re: HSBC

What's the web address for the pre-approval site?

“Faith is taking the first step even when you don’t see the whole staircase.”
Message 10 of 12
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