Re: Had to leave the garden, but it was worth it i... - myFICO® Forums

cqdealer711 · ‎07-26-2013

So I had a plan when i started rebuilding and at the end of the plan was getting a discover IT card(thats as far in the future as i went). Well yesterday was that end, and I went ahead and applied for the Discover card. I was pretty sure I would be approved, but was shocked with the amount since my newly opened GE cards(3 months) were all around 500 dollar CL's . Discover hooked me up with a 6,500 starting credit line!

Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+

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09Lexie · ‎07-26-2013

Congrats! Time to turn back into a seedling.

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myjourney · ‎07-26-2013

@cqdealer711 wrote:
So I had a plan when i started rebuilding and at the end of the plan was getting a discover IT card(thats as far in the future as i went). Well yesterday was that end, and I went ahead and applied for the Discover card. I was pretty sure I would be approved, but was shocked with the amount since my newly opened GE cards(3 months) were all around 500 dollar CL's . Discover hooked me up with a 6,500 starting credit line!

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Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

FocusedAndDetermined · ‎07-26-2013

Congrats!!

knoregs · ‎07-26-2013

Congrats!

~kn

EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15

cqdealer711 · ‎07-28-2013

thanks everyone!

Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+

Take the myFICO Fitness Challenge

koalablue · ‎07-28-2013

Well done! Given how conservative Discover can be with starting limits, that's quite a feather in your cap!

azguy13 · ‎07-28-2013

Great things come to those that wait! Great job and keep it up. It takes a lot of patience to stay in the garden and not give into the newest and greatest cards but you did it.

Shogun · ‎07-28-2013

Kaching!!!!! Nice job!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

asphaltcowboy · ‎07-28-2013

Congrats on the approval, very nice CL!!!

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013

Had to leave the garden, but it was worth it in the end.

Had to leave the garden, but it was worth it in the end.

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Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Had to leave the garden, but it was worth it in the end.

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Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

Re: Had to leave the garden, but it was worth it in the end.

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