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Hard inqs on WaMu, Cap1 APR reduction requests?

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Anonymous
Not applicable

Hard inqs on WaMu, Cap1 APR reduction requests?

Sigh....I have so much to learn. Can anyone tell me if I should expect inquiries or hard pulls on my CR because of the activity below? I was posting about a CLI, but I had some questions after reading other posts in this thread.

 

Yesterday, I called my WaMu to see if they would lower my interest rate from 23% on a 10-year card with no past due or give me a CLI, but of course they won't. (It was 16% and they bumped to 23 due to "no retail activity" which I think means "we need more money until Chase comes through".) I called Cap1 to see if they would lower my interest rate from 13% and they lowered it to 12% and gave me a CLI of $300.

 

 




edit: this post was split off from "Who has gotten a CLI lately?" to begin its own thread. The content of the post was not edited. --hauling
Message Edited by haulingthescoreup on 10-25-2008 12:37 PM
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upinflagstaff
Frequent Contributor

Re: Hard inqs on WaMu, Cap1 APR reduction requests?

Cap1 will not hard pull for APR reductions or CLIs.
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upinflagstaff
Frequent Contributor

Re: Hard inqs on WaMu, Cap1 APR reduction requests?

Cap1 will not hard pull for APR reductions or CLIs.
Message 2 of 2
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