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I tried to transfer 1k of my available credit from my Aspire to my Everyday and I was denied. The letter I recieved stated that the reallocation of credit would drop the Aspire's credit line below the minimum required per American Express policy. The limit for my Aspire is 3K and I was only transferring 1K for utilization purposes regarding my Everyday.
Last month, I transfered around 2k to the Aspire from the Everyday with no issues at all. It has been over 30 days since that transfer.
I would either hit them up on chat or call about it.
Call 'em. I took my Delta Plat down to $500, before closing it. However, I could only go down to $3100 on my SPG.
The Aspire has a minimum SL of $3,100. Could be the reason.
According to the CARD act, the upfront fees to open an account cannot exceed 25% of the CL.
@Anonymous wrote:The Aspire has a minimum SL of $3,100. Could be the reason.
is this true? I did upgrade to the Aspire from the no fee hilton which had a 1k limit at the time.
I guess that does explain why it didnt work and also my annual fee hasnt even been charged yet (upgraded Mar 9)
@SBR249 wrote:
According to the CARD act, the upfront fees to open an account cannot exceed 25% of the CL.
The 450 fee is less than 25% of the proposed 2k limit I wanted. However, I do currently have a balance on the card as well so maybe thats why.
@SBR249 wrote:According to the CARD act, the upfront fees to open an account cannot exceed 25% of the CL.
+1
@Anonymous wrote:
@Anonymous wrote:The Aspire has a minimum SL of $3,100. Could be the reason.
is this true? I did upgrade to the Aspire from the no fee hilton which had a 1k limit at the time.
I guess that does explain why it didnt work and also my annual fee hasnt even been charged yet (upgraded Mar 9)
@SBR249 wrote:
According to the CARD act, the upfront fees to open an account cannot exceed 25% of the CL.
The 450 fee is less than 25% of the proposed 2k limit I wanted. However, I do currently have a balance on the card as well so maybe thats why.
Yeah, if you apply for the Aspire card, the minimum approval SL is $3,100.