Got my HOOTERS in January thought I would be denied for too much new credit and inquires but I wasnt got 1500 limit with NO AF--Maybe they take in account Income, # of open lines of credit and the balances ??? Who knows every company different---Someone may have a lower credit score but 1 or none (credit cards) that may make them feel a little more comfortable lending the credit (less to manage) then they may look at large numbers of credit and history and feel someone has great managing skills and lend them the higher amounts---underwriting for everything is usually a gamble but most always there is criteria--I am an underwriter for insurance--but not every familar with Credit card underwriting (wish I was) 
Wow! Congrats flyers! WTG.
I was approved online instantly a couple of weeks ago and got my card last week. I got a $500 credit limit and, evidently, a $72 AF. Ugh...Not pretty, but at least it's another TL and until I can get a prime card, I guess it will do. Cap 1, Orchard, Chevron, and now the Hooters card. At least they're all unsecured. 
Congrats Deb! The additional TL will help the utilizations, and will lead to better cards.
Sorry. Hooters jokes have been in for 8000 years.
I mean no offense to anybody of any gender but if I could get two hooters....accounts.....I wouldn't be sitting here talking to you fine folks about darned 'ol credit cards; that's fer sure! 
@Anonymous wrote:
@haulingthescoreup wrote:
@Anonymous wrote:Hmmmm. Maybe I should have gotten two Hooters while the gittin' was good.ok. I'm ready. Let me have it..........
OK, I'll oblige... You idiot! You should have gotten a pair!Hooters jokes are so 2007.Just like the card, I'm afraid.
Message Edited by cheddar on 03-10-2008 11:23 PM
Thanks! I thought for sure Hooters would say yes to me since HSBC was so generous but guess not. Oh well, my app spree is over for at least a year.
Sylviatob wrote:
Wow! Congrats flyers! WTG.
I was all excited about getting a Hooters card..(just got it last week)..
not what I had hoped for..$1000 limit (yes I wanted more like everyone else had been getting!)
I think I was at 678 Tu with 1 collection (now gone ) no lates , 1pr.
It took 21 days to get the card !
Far as I'm concerned I wasted an inquiry 
I don't think Hooters is what it used to be.
Message Edited by CRASMAKEMEPUKE on 03-12-2008 12:35 AM