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How can you exlplain yor scores?
@Donks3369 wrote:nyccc,
I applied for the Costco Trueearnings card from AMEX. I was approved after a couple days.
TU 546
EXP 702
EQ 640
I got approved for Amex Blue 3 days ago. Immediate approval, 5500 CL. Previous highest CL was 3500 with Citi. I have a short, thin history (~1.5 years) and a 748 fico pre-app, no baddies. I was very surprised I was approved and even more surprised by the CL they gave me.
I am expecting a FR the day I activate my card.
I no bella but it's so hard lol but as of October 1 2009 i'm done applying for new credit for 2 years.Bella1980 wrote:
Why are you applying? Aren't we supposed to be holding off for a while??? hmmm?
lol
@scottie_mommy wrote:
i applied for a card with Chase online 2 days ago....said I should get a decision within 30 days, we all know what that means, but I'm crossing my fingers hoping they only need to verify my identity like GE Money Bank has done to me twice before (after verifying got a card for 2500 and last month a HSN card for 300). I will let ya know when the letter arrives.
I'm really curious about this ... I'm nervous apping for credit, I just want to do it once - no spree for me Anyway, my scores are a little higher then what you have do you mind sharing what else you have on your credit with me? Baddies, collections etc..
Thanks,
Veee
Applied for CL increase on HSBC (300) and was denied - 7 months with card, no baddies
Applied for Wamu Hilton Honors and was denied
Credit Scores: 607,630,625 Util%: Huge
So I guess I should have known...
@Donks3369 wrote:nyccc,
I applied for the Costco Trueearnings card from AMEX. I was approved after a couple days.
TU 546
EXP 702
EQ 640
Wow, you're in the 500 club, 600 club AND the 700 club. I'm kind of jealous...I want to be in more clubs...
Instant approval for Citi CashReturns online after receiving preapproval - 8k CL on Sunday. Received email asking to call Citi, they asked if I wanted a Citi Professional card - so I said sure, received email today stating that it was approved for a 6k CL.
pulled EQ on both apps - 723
I applied for a CLI on my GEMB WalMart Discover and was turned down ("due to insufficient experience at your current credit limit," my foot--I've had it four months and have paid it in full every month).
On the flip side, I applied for a Cabela's Visa and was instantly approved (although I won't know what my credit limit is until I receive the card--they wouldn't give that to me on the web site).