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Has discover changed their CLI system?

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Anonymous
Not applicable

Has discover changed their CLI system?

I wonder if it's now like Cap One? Instead of the SP approval or interstitial page where they say they need to do a hard pull for a limit increase, have they switched to SP increase approved or a review/response in a couple days? Similar to the Cap One system? After I got a $1K increase yesterday I decided to give it another shot and got this message:

 

CREDIT LINE INCREASE REQUEST

Your request is under review.
Decisions are typically made within 2 business days. There's nothing else you need to do at this time.

 

Very similar to the 2-3 day message that Cap One comes back with. HMM...

Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: Has discover changed their CLI system?

In my experience with Discover CLI, anytime you get the review message it's a decline.  But that's just me!

Message 2 of 16
Anonymous
Not applicable

Re: Has discover changed their CLI system?


@Anonymous wrote:

In my experience with Discover CLI, anytime you get the review message it's a decline.  But that's just me!


Which is exactly the way it is with Cap One. I have dozens of them. Smiley LOL

Message 3 of 16
DaJagman
Regular Contributor

Re: Has discover changed their CLI system?

They did change the format......i got that same message when i asked for a CLI and 24 hours later I got a $1500 dollar increase.  that was last Friday....   give it another 24 hours and see.....

FICOs: EX: 840, EQ: 850, TU: 841
Bank of America Cash Rewards 50k
Diners Club Premier 40k
Chase Sapphire Reserve 50k
American Express Platinum NPSL
Discover it 47K
Message 4 of 16
sunkissed
Established Contributor

Re: Has discover changed their CLI system?

I also got the same exact message and 24 hours later logged in to find a $1,000 increase.  Good luck Smiley Wink

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 5 of 16
Anonymous
Not applicable

Re: Has discover changed their CLI system?

They are a little conservative..... I called a few minutes ago to see if I could get to a 10K credit line and I only got a 1K increase... $500.00 bucks shy, but hey every little bit helps. Smiley Happy

Message 6 of 16
Anonymous
Not applicable

Re: Has discover changed their CLI system?


@DaJagman wrote:

They did change the format......i got that same message when i asked for a CLI and 24 hours later I got a $1500 dollar increase.  that was last Friday....   give it another 24 hours and see.....


OOH! Now I'm all excited!!!

Message 7 of 16
Anonymous
Not applicable

Re: Has discover changed their CLI system?

I ask for an increase got the 2-3 business response and 24 hours later got

1500 limit increase.

Message 8 of 16
Membersince2013
Valued Contributor

Re: Has discover changed their CLI system?

I also got a $1000 increase to $9500 a couple of days ago. I feel like asking for another increase today lol.

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 9 of 16
pizza1
Community Leader
Super Contributor

Re: Has discover changed their CLI system?

I got the same message yesterday, and logged on to find......nothing, same limit, LOL
Message 10 of 16
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