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Hello again...

tag
Anonymous
Not applicable

Hello again...

It's been just over a month since I last posted on the forums and here I am again. Childishly waiving around my new plastic >=D hehehe.

 

Right before my first statement cut for my BofA cashrewards platinumplus visa I itchingly applied for a PlayStationCard =P.

I was instantly approved online for a $500 CL. x]

 

I've been using it and my BofA quite heavily, going well over 50% util on my bofa and racking up almost $10 in cashback from BofA my first statement AND payed in full. Expecting a bit more rewards from them this statement. 

 

I've hit at least 40% util on my PScard and have been shooting payments at them as I go and am looking at an easy full payment for the end of my first statment with them aswell as my BofA which conveniantly happens to close a few days before. (No scattered bills for me =])

 

So yeah, it's just a quick summary of what's been going on. I probably should have waited longer to apply for another card but man were the outcomes looking tasty if I got approved. and i did!

 

Been having a great time with these buetes. Still haven't seen what my credit score is turning out to be...I heard I won't see one anyways until about 3 months from opening my first account.

 

PS: Looking to slow my use of these two cards way down and apply for a BestBuy...=s

Message 1 of 3
2 REPLIES 2
Repo-ed
Senior Contributor

Re: Hello again...


@Anonymous wrote:

It's been just over a month since I last posted on the forums and here I am again. Childishly waiving around my new plastic >=D hehehe.

 

Right before my first statement cut for my BofA cashrewards platinumplus visa I itchingly applied for a PlayStationCard =P.

I was instantly approved online for a $500 CL. x]

 

I've been using it and my BofA quite heavily, going well over 50% util on my bofa and racking up almost $10 in cashback from BofA my first statement AND payed in full. Expecting a bit more rewards from them this statement. 

 

I've hit at least 40% util on my PScard and have been shooting payments at them as I go and am looking at an easy full payment for the end of my first statment with them aswell as my BofA which conveniantly happens to close a few days before. (No scattered bills for me =])

 

So yeah, it's just a quick summary of what's been going on. I probably should have waited longer to apply for another card but man were the outcomes looking tasty if I got approved. and i did!

 

Been having a great time with these buetes. Still haven't seen what my credit score is turning out to be...I heard I won't see one anyways until about 3 months from opening my first account.

 

PS: Looking to slow my use of these two cards way down and apply for a BestBuy...=s


Congrats!

 

I highly suggest not apping, just for the sake of apping. Make sure that every app counts.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 2 of 3
Revelate
Moderator Emeritus

Re: Hello again...

2-3 cards is fine, but more than that isn't so helpful for building a credit score.  Bestbuy is solid if you shop there regularly, but I'd suggest hanging out after that one for a while.

 

A FICO score won't be generatable until there's six months history on any tradeline from when it was opened.  




        
Message 3 of 3
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