cancel
Showing results for 
Search instead for 
Did you mean: 

Help!!! . Barclay late payment

tag
rsruss6399
Established Member

Help!!! . Barclay late payment

Totally flaked and forgot to pay my Barclay Choice Privieleges payment,  due date was June 8th.  I got the email that my statement was availble, took a look and yep forgot to pay.  I made the payment tongiht and it said it would post on 6/14.  

 

Does anyone know if this will be reported late to the CRA's?  I'm crossing my fingers it won't, I've always been on time with payments.  I plan on calling tomorrow begging for mercy.  

Message 1 of 5
4 REPLIES 4
Dalmus
Valued Contributor

Re: Help!!! . Barclay late payment

It shouldn't be reported to the CRA's because you weren't 30 days late. Internally, Barclays will remember.

Total Cards: 24 | Total Limit: $304,250


Current FICO 8 Scores: EQ: 841| TU: 815 | EX: 814


Hard Inquiries: 1

Message 2 of 5
rsruss6399
Established Member

Re: Help!!! . Barclay late payment

Thanks.  My first concern was it reporting to the CRA's.  Only late payment I've had in years.  I know Barclay's get spooked easily with activity. Hope one late payment won't trigger anything.  

Message 3 of 5
creditguy
Valued Contributor

Re: Help!!! . Barclay late payment

It will not affect your CR until 30 days late but as Dalmus said, Barclays will remember and that could be worse than a 30 day late on a CR, good luck but don't sweat it.
Message 4 of 5
RonM21
Valued Contributor

Re: Help!!! . Barclay late payment

Right, it will not hit the report. You just have to be careful with Barclay because I'm sure they are aware of it being late, and they are known to cause issue at times.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.