@laryn41 wrote:
So I was fully aware that my Chase Disney Card payment was due on the 6th. Today I just realized i didn’t pay it. Totally freaking out. We are in the midst of building a house. We were fully approved but have not settled yet. They pull right before we close. Will being late bing to my report?? I am so worried, how did i let this happen? When they pulled my credit of the loan i was 825.
Dont worry!
It happened to me a couple times with Citi and Barclays. Not sure about Chase but a couple days late isnt a huge issue I think.
Call Chase credit card now and tell them exactly the reason for your delay. Just make payment online or with them immediately. Most of the time they will give you an exception and waive the late fee if it's your first time with that card. As far as I understand, late payment will not be reported to CB until it's over 1 month late mark -- Someone can correct me if this is wrong.
