Help!!!GECRB accounts are under review

[09Lexie]

I try 😀

[Anonymous]

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@myjourney wrote:

09Lexie you fast tonight

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I closed the 10 bad credit cards yes

[enharu]

So you initiated the closure, not the banks right?

And what do you mean by "bad" just so we're clear. The rewards isn't good? the limits weren't good? Service weren't good? Or you didn't pay and account went into deliquency?

They are most likely doing financial review because of the number of accounts you opened.

You should just call and explain to them before they make any decision. Tell them you closed 10 accounts as well, but make sure you have a good reason for opening and closing so many.....

Oh and Lexie is always fast!

[myjourney]

Just my 2cents the lender reviewed your accounts they saw a rash of closings and a drop in available credit and as a result GE wants to know what's up not to mention they extended you some more credit and you said no thank you...IMO

[Anonymous]

C1.first premier.target, and some other low really low limit cards

I closed them not the lender

I did have a fraud alert on my report but i dont know what that cause for the review

[09Lexie]

Thanks enharu

So I'm clear, you currently have how many cc's?

[Anonymous]

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@09Lexie wrote:
Thanks enharu

So I'm clear, you currently have how many cc's?

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15cc opened 50 closed include mortgage autoloan that were opened 14 yrs ago

[Anonymous]

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@myjourney wrote:

Just my 2cents the lender reviewed your accounts they saw a rash of closings and a drop in available credit and as a result GE wants to know what's up not to mention they extended you some more credit and you said no thank you...IMO

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I don't know and I am goanna do my best to prevent it but ultimately is their decision and I will respect it

[myjourney]

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@Anonymous wrote:

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@myjourney wrote:

Just my 2cents the lender reviewed your accounts they saw a rash of closings and a drop in available credit and as a result GE wants to know what's up not to mention they extended you some more credit and you said no thank you...IMO

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I don't know and I am goanna do my best to prevent it but ultimately is their decision and I will respect it

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Good luck I truly hope it works out for you

[09Lexie]

Did you ask for CLI's? I know GE SP's and maybe you were coming up for CLI's on your older cards and that's when all the closures came flying at them. Just be ready to explain the closures and since all your cc's are less than 12 mos now they might be a little more cautious.

I am assuming that there are no derogs on your cr.