Help With GAS CARD!

[longtimelurker]

Abound Federal Credit Union has a card that offers an uncapped 5% off all pay-at-the-pump gas purchases.

VISA Credit Cards | KY Credit Card Rates | Abound Credit Union (aboundcu.com)

Problem is that it is pretty restrictive as to who can join.

[GatorGuy]

One option is the US Bank Altitude Reserve. It gives you 3x points on all mobile payments which most gas stations accept now. If you redeem the points on travel, it's worth 4.5%. But it's uncapped. 

[ptatohed]

Don't forget good old fashioned shopping around.  If all of the surrounding name brand stations in my area gave me 15c off per gallon, I'd still be better off going to Excaliber.  

[acercode]

Please do not use cheap no-name gas unless you drive a beater. Damaging your engine isn't worth saving a few cents. Stick with Top Tier gas only. 

[Credit12Fico]

Even better would be to locate the Costco or Sams club gas station in your area and only get gasoline from there. 

[calisig]

- Citi Costco Visa: 4% back on gas at ANY station up to $7,000 cap

- Citi Custom Cash: 5% on top category (just use it only for gas) up to $500 / month cap

- AmEx Blue Cash Preferred: 3% back on gas - unlimited ($95 AF)

- Vantage West Connect Rewards: 3% back on gas - unlimited!

- Chase Freedom and Freedom Flex: 5% back on gas up to $6k first year cap

- rotators often have a gas 5% earning quarter (usually $1500 cap)

- Affinity CU Rewards: 2% gas. 7% when gas is the rotated quarter - unlimited!

- US Bank Reserve: 3% back on all mobile wallet purchases - unlimited! ($400 AF)

- BoA Customized Cash Rewards: gas is one of it's selectable 3% categories combined with 2% groceries = $2500 / quarter cap

- PNC Cash Rewards: 4% $8,000 cap

- US Bank Connect: 4% gas unlimited ($95 AF)

- Cardless Pelicans: 4% gas unlimited

[ChargedUp]

4% on gas station purchases up to $8500/year.

https://www.pnc.com/en/personal-banking/banking/credit-cards/pnc-cash-rewards-visa-credit-card.html

[calisig]

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@ChargedUp wrote:

4% on gas station purchases up to $8500/year.

https://www.pnc.com/en/personal-banking/banking/credit-cards/pnc-cash-rewards-visa-credit-card.html

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The PNC Cash Rewards card is a great card - especially for gas! It rewards $8k / year combined spend on gas (4%) + dining (3%) + groceries (2%). But one could choose to use PNC Cash Rewards card exclusively for gas 4% only! I like yearly caps better than quarterly or montly caps, such as trying to not go over $500 / month spend using Citi Custom Cash - to max out 5% back on primary category. But I guess that shouldn't be too hard now for me - just count four gas fill ups ought to do it!

[ptatohed]

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@Credit12Fico wrote:

Even better would be to locate the Costco or Sams club gas station in your area and only get gasoline from there. 

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And wait in those lines?  Not me.  

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[ptatohed]

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@acercode wrote:

Please do not use cheap no-name gas unless you drive a beater. Damaging your engine isn't worth saving a few cents. Stick with Top Tier gas only. 

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I do mostly drive my daily beater but I disagree that off-brand gas is damaging.  (And it's not just 'a few cents').  Yes, I know the debate will continue. 

https://www.ocregister.com/2015/07/20/dont-be-afraid-of-cheap-gas-it-wont-harm-your-car-experts-say/