hey guys, need some feedback please, DW has a 715-750 fako across all 3, AAoA is 1.9 years with oldest being 3 1/2 years, newest is 3 months ago, 2 inq in the last year, util is at 15%, no baddies ever, highest CL is discover at $3k
but she is an AU on my $5k amex BSP but im not sure that has reported yet.
does she have a shot at the barclay arrival? the 40000 pts is nice and she is ok with the AF as this will be her go to card if approved, she pushes about $4k a month.
or out of these 3: fidelity amex, barclay arrival or capone venture? should she app or wait?
Has she tried the pre-qual on the Barclays and Cap1 site? IIRC, the Venture wants a longer history -
The Fidelity Amex is a good card but does she want another card on the Amex network or a Visa/MC?
The Fidelity Amex is a good card but does she want another card on the Amex network or a Visa/MC?
@09Lexie wrote:
Has she tried the pre-qual on the Barclays and Cap1 site? IIRC, the Venture wants a longer history -
The Fidelity Amex is a good card but does she want another card on the Amex network or a Visa/MC?
we live in south florida and never had an issue with amex, seems like its accepted everywhere down here, so its not really an issue, what she wants is a 2% card on everything. barclays would be her first choice. she has not tried the pre app sites, maybe we will now
does she have a shot at the BA? but she is only interested in the AF one, the one with 2% on everything, the regular arriaval will be a waste for her.
@09Lexie wrote:
Has she tried the pre-qual on the Barclays and Cap1 site? IIRC, the Venture wants a longer history -
The Fidelity Amex is a good card but does she want another card on the Amex network or a Visa/MC?
actually lexie, we just tried the barclay pre approv. site and she is pre qualified for the barclay arriaval but its the normal 2x travel and dining 1x everything else, no AF.
that is not the one she wants, she wants the 2x everything with AF. what do you think?
I would try the pre-qual sites first. Isn't the BA 2% on travel related expenses?
since she was pre quilfied for the regular barclay arriaval, is there a big difference credit wise between getting the barclay arrival world MC with AF?
Yes as far as Barclays is concerned. If she's approved for the lower tier cc they will not recon it to a WM.
Edit: I should say, rarely, not will not.
Edit: I should say, rarely, not will not.