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Help getting a CLI on Best Buy Card (store card not Mastercard)

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Anonymous
Not applicable

Help getting a CLI on Best Buy Card (store card not Mastercard)

I recently request a limit increase after having the card for only 4 months.  I anticipated a decline and was given just that.  My initial limit was $1500, and I purchased a computer for $1300.  I had 6 months to pay it off with no interest charged, so I paid it in 4.  Now I desperately need a laptop for work and I need a good one.  I hate that my company does not provide us peons with laptops, but I need a new one as my current laptop is going on 6 years old and starting to get a bit aged (my college buddy is dying). I need this soon as I pretty much can't work effectively without it.  Does anyone have any suggestions for how I could persuade Best Buy to increase my limit to $2000-$2500.  Is there a number to call that deal specifically with credit analysis rather than the simple-minded customer care reps?  Or am I doomed to wait it out and hope my buddy here doesn't die in the next few months?

 

Current scores; EQ=679 TU=701 EX=686  Thanks for any advice.

 

Message 1 of 7
6 REPLIES 6
visorboy1974
Valued Contributor

Re: Help getting a CLI on Best Buy Card (store card not Mastercard)

Look for Best Buy Store Card on the link...

 

Back Door Numbers

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 2 of 7
Anonymous
Not applicable

Re: Help getting a CLI on Best Buy Card (store card not Mastercard)

Thanks for the link.  I actually found it shortly after posting.  Any other experience with this card in particular?

Message 3 of 7
Anonymous
Not applicable

Re: Help getting a CLI on Best Buy Card (store card not Mastercard)

I think you'll find that this card is strictly 6 months between opening and 1st CLI and 6 months for every CLI thereafter.  That's my experience.

Message 4 of 7
Anonymous
Not applicable

Re: Help getting a CLI on Best Buy Card (store card not Mastercard)

Thanks rbh.  I figured as much.  Just have to be patient.

Message 5 of 7
kjm79
Valued Contributor

Re: Help getting a CLI on Best Buy Card (store card not Mastercard)

I closed my BBRZMC because they wouldn't increase my limit ($500 for 3 years).  I then turned around and app'd for the store card and was approved for $1200.  In August I reqeusted a CLI just because it had the option online.  It was increased to $1700.  I tried again in September and was denied.  Reason being that I was granted an increase within the last 6 months.  So they do seem to be strict on the 6 month rule BUT I did get an increase 1 month after opening my card.  So as always YMMV.  Both were soft pulls btw. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 6 of 7
laz98
Senior Contributor

Re: Help getting a CLI on Best Buy Card (store card not Mastercard)

they stick to the 6 month rule with us too.  but we have had good increases, so we are not complaining  Smiley Happy

Message 7 of 7
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