Help my friend with 0% APR strategy

[youngandcreditwrthy]

@1LostArk  I know from experience that BOA will match their highest limit whatever it is rn. BOA matched my total amex limits on one card before i moved the limits around nd they didn't require a hard pull.

most of the others either wont allow a recon limit or will require another HP.  

Good luck!

[youngandcreditwrthy]

@1LostArk 

1) banks can't discriminate on source of income whether it be UNEMPLOYMENT, WELFARE, or coming from SAVINGS.

does your friend have any income they are pulling from anywhere? I mean tbh. the amount of debt they are in isn't much. I paid off 150k in cc debt w BT offers. 

even when I've been unemployed, I had 40k in income from unemployment and $$ I pulled from savings, and now tht rates are a little higher, you can get interest income too. 

If they have savings to pull from and it's going into their main checking account, it can be used. 

[Anonymous]

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@youngandcreditwrthy wrote:

If they have savings to pull from and it's going into their main checking account, it can be used. 

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Really? That would be a way to convert assets to income for application purposes.    Unless the savings account is tax advantaged (e.g. really an IRA) the IRS certainly don't consider that income,so a request for tax transcript would be a problem.