Help on CITI PLATINUM SELECT PreApproval ?

[Anonymous]

I have the Citi Dividend Amex card and it is great. Gotta love 15 months 0.0APR on balance transfers!

[Anonymous]

Hi sylviatob

I don't know my FICO score,bcoz I got my first cc in Nov'07 means around 4 1/2 months back.I tried to pull my FICO score in Jan'08 from MyFICO,They couldn't provide my FICO score.They asked me to wait for 6 months something.

But my True Credit score on 02/06/08 was around 750.

But I have been maintaining Ad on(boa&wamu) CC accounts from march'07,thats why I got CCs with 7K(BOA in Nov'07),3.6K(Chase in Jan'08) & 3K(DCU in Feb'08).

Till now, I don't know my original FICO score.

Thank you

[Anonymous]

Well Hi_All, if you got that pre-approval in the mail, I'd say go for it. But that's just me. I take calculated risks, when I feel justified in doing so.

Whether to apply or not to apply is totally up to you. Know that if you pass up the Citi offer, you will get more offers coming to you. That's a given. Now when you'll get them is another thing entirely, but you WILL get them.

[Anonymous]

Hi sylviatob

Thanks for ur valuable information,thank u very much
I will wait for a better offer from citi, atleast 0% APR for the first 1 yr.


Have a Nice Day