@Anonymous wrote:
@Anonymous wrote:
Whenever it is 61 days past your account opening date. By the time of the second statement, yes, probably.
Regarding my other point, you could've also qualified for the Chase Freedom Unlimited for 15 months 0% APR and better rewards (1.5% flat). But likely the CL would've been lower and Chase is stingy with CLIs so if you need an increase soon then Amex was the right choice
Chances are Chase wouldn't have lowered the OP's APR after the promotional period was complete, either.
If you want great cards, pick Chase. Outside of the cards and their benefits... If you want great customer service, APR reductions, and easy CLI's, don't pick Chase.
This is why I did not consider Chase, not to mention the 5/24 rule, i was given a pre qual for chase but I ignored it because I have had a chase cc in the past and i was not impressed. I also did not look to citi however in a year or so I will definitely review citi's cards and if they have the DC still at that time i will grab it then.
