Help with Amex new card charge....

Anonymous · ‎08-02-2013

So I got my Blue card today by AMEX. It's a 1.5k CL. My question is I want to buy some concert tickets. Total is $575.00 Is that too big of a charge to put on the card for being such a new customer? While it be flag? I dont wasnt a FR from them. Any suggestions ?

red259 · ‎08-02-2013

I don't have Amex, but I can't see it being any sort of problem. If your near maxing out the card then I would make a payment to get the balance down some. They want you to use your card.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

Anonymous · ‎08-02-2013

You are good to go, but remember your UTL %! Pay a chunk before the statement rolls if you can.

drinkthekoolaid · ‎08-02-2013

You could charge your full limit if you want, just pay in full or even before statement cuts.

AMEX BCE - $27,000 ~ Chase Sapphire Preferred VISA SIGNATURE- $24,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $10,000
USAA MASTERCARD - $10,000 Commerce Bank Visa $8,000~
USAA Student VISA - $1,000 ~ Chase Freedom - $500

myjourney · ‎08-02-2013

@Anonymous wrote:
So I got my Blue card today by AMEX. It's a 1.5k CL. My question is I want to buy some concert tickets. Total is $575.00 Is that too big of a charge to put on the card for being such a new customer? While it be flag? I dont wasnt a FR from them. Any suggestions ?

You will be fine

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

djc1puno · ‎08-02-2013

+1 to everyone's reply

GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---

negg · ‎08-02-2013

You are good to go....just don't this with Barclays lol. Barclays is the one card they don't want you to use.

CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $9800......Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 117K in credit and 812 fico and ZERO INQUIRIES......ZERO. 2018 goal. 825 fico.

lhcole77 · ‎08-04-2013

Negg: What makes you say that about Barclays? From what I've read on here and from my personal experience they do want you to use the card.

JonStur · ‎08-04-2013

If you want a chance at a CLI after 61 days then I suggest paying in full if possible, or most of it. AMEX will do several "account reviews" during this period to see how you handle your card, so it's in your best interest to make sure your statement balances are kept to a minimum...

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)
Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K

Anonymous · ‎08-04-2013

How do I know when the statement cuts? I want to pay in full. Before it shows up on my credit report