Help with Capital One CLI

[Anonymous]

I am ready to forget about capital one. My card sits at a $3500 CL and is 0 interest, and in october it goes to 24.99%.  If they cannot follow through with their promises, I probably will just SD the card. I have moved all general spend to my Double Cash to build a relationship with citi (want a TYP card next year).  I have been waiting almost 3 weeks for them to take care of this. They were very understanding with my requests but I am starting to have my doubts.

There are many occasions with couponing with friends where I would love to use my capital one. The rewards show up the next day and that would be better for divying up the bill, rather than waiting a statement cycle with citi.

But as much as I hate capital one, they have been cool to me. They were basically my 2nd major credit card back in december. They bypassed the original credit steps limit. In my mind the CLI will happen on its own, and in october I will send in a message on lowering the APR but I'm not doing that temporary stuff all the time either.

[Anonymous]

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@Anonymous wrote:

When ever I request a credit limit increase they denied it with this message.

You recently requested a credit line increase for your Capital One ® account. Unfortunately, your account isn't eligible right now. We know this isn't the answer you were hoping for and we want to help you understand why:

· Recent use of this account's existing credit line has been too low

Is there any way to get an increase without going in debt lol?

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I have been using Capital One heavy now. Hopefully they will approve me for a CLI soon. I used more then 70% of the credit limit. Should I put more charges or it should be enough?

Available Credit: $3,159.19
Credit Line: $10,000

[Anonymous]

Bump

[Gmood1]

How long have you been using the card? Normally cli's come roughly 90 days apart on the cap ones. When was the last time you tried their prequal site. They also.soft pull your CR's every couple of months, checking your credit report activity.