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Help with SP CLIs

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wacdenney
Valued Contributor

Help with SP CLIs

Could someone help me determine which of my cards offer SP CLIs and at what interval I should be trying? 

 

Here is what I think I have going...  Maybe if someone could help me fill in the blanks and correct me anywhere I am wrong?

 

WalMart Store - GECRB every 4 months with phone call

MyPoints - Comenity every 4 months with luv button

Sportsman's Guide - Comenity every 4 months with luv button

Capital One - Every 6 months with luv button

PayPal MC - GECRB every 4 months with phone call

B of A - HP

Citi - ??

Georgia's Own CU - ??

AMEX BCE - Waiting on 61 day 3X via luv button

 

Message 1 of 12
11 REPLIES 11
fungoman
Regular Contributor

Re: Help with SP CLIs

Citi is a SP online with the button. I was told today you could do it every 6 months. I got an online SP CLI with them about 30 days ago.

Message 2 of 12
indiolatino61
Valued Contributor

Re: Help with SP CLIs


@wacdenney wrote:

Could someone help me determine which of my cards offer SP CLIs and at what interval I should be trying? 

 

Here is what I think I have going...  Maybe if someone could help me fill in the blanks and correct me anywhere I am wrong?

 

WalMart Store - GECRB every 4 months with phone call

MyPoints - Comenity every 4 months with luv button

Sportsman's Guide - Comenity every 4 months with luv button

Capital One - Every 6 months with luv button

PayPal MC - GECRB every 4 months with phone call

B of A - HP

Citi - ??

Georgia's Own CU - ??

AMEX BCE - Waiting on 61 day 3X via luv button

 


For Cap1, the EO route seems to be the better way to get what you want. The luv button is notorious for $500 or less CLI's. The best of luck to you.

Message 3 of 12
Leadberry
Established Contributor

Re: Help with SP CLIs


@wacdenney wrote:

Could someone help me determine which of my cards offer SP CLIs and at what interval I should be trying? 

 

Here is what I think I have going...  Maybe if someone could help me fill in the blanks and correct me anywhere I am wrong?

 

WalMart Store - GECRB every 4 months with phone call

MyPoints - Comenity every 4 months with luv button

Sportsman's Guide - Comenity every 4 months with luv button

Capital One - Every 6 months with luv button

PayPal MC - GECRB every 4 months with phone call

B of A - HP

Citi - ??

Georgia's Own CU - ??

AMEX BCE - Waiting on 61 day 3X via luv button

 

I was under the impression that with Citi, the luv button can be either a HP or SP, and that it will tell you whether or not a HP will be needed for a CLI.
   
FICO Scores 800+
Message 4 of 12
tryingagain62
Contributor

Re: Help with SP CLIs

Please correct me if I'm wrong but I thought Commenity (Sportsmans Guide, Total Rewards, etc.) after the initial CLI's at approval would take 9 months for a CLI. I got a CLI on Total Rewards from $1000 to $4000 right after approval 5 months ago via LB and nothing since.

Message 5 of 12
wacdenney
Valued Contributor

Re: Help with SP CLIs


@tryingagain62 wrote:

Please correct me if I'm wrong but I thought Commenity (Sportsmans Guide, Total Rewards, etc.) after the initial CLI's at approval would take 9 months for a CLI. I got a CLI on Total Rewards from $1000 to $4000 right after approval 5 months ago via LB and nothing since.


I'm not sure...  I have read where several people have hit the luv button multiple times immediately after getting the cardsand got multiple CLIs, but when I tried that it said the accounts were too new on both my Comenity cards.  I was thinking every four months for some reason.  Maybe someone will clarify??

Message 6 of 12
wacdenney
Valued Contributor

Re: Help with SP CLIs

Is the an "Ultimate Guide to SP CLIs" thread somewhere maybe??

Message 7 of 12
Swapmeet
Valued Contributor

Re: Help with SP CLIs

If there's a luv button, I just hit it whenever I feel like it....



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 8 of 12
beenjammin
Valued Member

Re: Help with SP CLIs

4 months between CLIs, in my case. I received my Comenity Total Rewards Visa 6/15/2013. I called in and spoke to a rep who said that they can keep trying for a CLI until it is declined. I clicked the request CLI button on 7/11/2013 and it was granted, CLI $500 to CL $2500. I again tried on 10/15/2013 and it was denied (3 months since last CLI). On 11/21/2013 I tried again and it was granted for an additional $500. This time, I kept hitting the request button 6 times until it declined. Every request was an additional $500 until the CL was $5500.

Message 9 of 12
yudeology101
Senior Contributor

Re: Help with SP CLIs


@Swapmeet wrote:

If there's a luv button, I just hit it whenever I feel like it....


Same here, I've been sooo active w/ those luv buttons on Cap1/Citi/TJX lately I should just stop as i'm tired of getting those denied letters in the mail lol

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 10 of 12
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